LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,819
−HK$2,497/mo
▼ 0.25% · 3.875%
HK$41,057
−HK$1,259/mo
Today · 4.125%
HK$42,316
baseline
▲ 0.50% · 4.625%
HK$44,891
+HK$2,575/mo
Deposit HK$8.73M · loan HK$8.73M · min. income ≈ HK$84,632/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$654,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,298
−HK$2,393/mo
▼ 0.25% · 3.875%
HK$45,486
−HK$1,205/mo
Today · 4.125%
HK$46,691
baseline
▲ 0.50% · 4.625%
HK$49,152
+HK$2,461/mo
Deposit HK$8.73M · loan HK$8.73M · min. income ≈ HK$93,382/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$654,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,783
−HK$2,996/mo
▼ 0.25% · 3.875%
HK$49,269
−HK$1,510/mo
Today · 4.125%
HK$50,779
baseline
▲ 0.50% · 4.625%
HK$53,869
+HK$3,090/mo
Deposit HK$6.98M · loan HK$10.48M · min. income ≈ HK$101,558/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$654,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,158
−HK$2,872/mo
▼ 0.25% · 3.875%
HK$54,583
−HK$1,447/mo
Today · 4.125%
HK$56,030
baseline
▲ 0.50% · 4.625%
HK$58,983
+HK$2,953/mo
Deposit HK$6.98M · loan HK$10.48M · min. income ≈ HK$112,060/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$654,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,746
−HK$3,496/mo
▼ 0.25% · 3.875%
HK$57,480
−HK$1,762/mo
Today · 4.125%
HK$59,242
baseline
▲ 0.50% · 4.625%
HK$62,847
+HK$3,605/mo
Deposit HK$5.24M · loan HK$12.22M · min. income ≈ HK$118,484/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$654,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,017
−HK$3,351/mo
▼ 0.25% · 3.875%
HK$63,680
−HK$1,688/mo
Today · 4.125%
HK$65,368
baseline
▲ 0.50% · 4.625%
HK$68,813
+HK$3,445/mo
Deposit HK$5.24M · loan HK$12.22M · min. income ≈ HK$130,736/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$654,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,674
−HK$4,494/mo
▼ 0.25% · 3.875%
HK$73,903
−HK$2,265/mo
Today · 4.125%
HK$76,168
baseline
▲ 0.50% · 4.625%
HK$80,803
+HK$4,635/mo
Deposit HK$1.75M · loan HK$15.72M · min. income ≈ HK$152,336/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$654,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,736
−HK$4,308/mo
▼ 0.25% · 3.875%
HK$81,875
−HK$2,169/mo
Today · 4.125%
HK$84,044
baseline
▲ 0.50% · 4.625%
HK$88,474
+HK$4,430/mo
Deposit HK$1.75M · loan HK$15.72M · min. income ≈ HK$168,088/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$654,841 · Scale 2, in force from 26 Feb 2026)