LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,828
−HK$2,498/mo
▼ 0.25% · 3.875%
HK$41,067
−HK$1,259/mo
Today · 4.125%
HK$42,326
baseline
▲ 0.50% · 4.625%
HK$44,901
+HK$2,575/mo
Deposit HK$8.73M · loan HK$8.73M · min. income ≈ HK$84,652/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$654,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,309
−HK$2,393/mo
▼ 0.25% · 3.875%
HK$45,497
−HK$1,205/mo
Today · 4.125%
HK$46,702
baseline
▲ 0.50% · 4.625%
HK$49,164
+HK$2,462/mo
Deposit HK$8.73M · loan HK$8.73M · min. income ≈ HK$93,404/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$654,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,794
−HK$2,997/mo
▼ 0.25% · 3.875%
HK$49,281
−HK$1,510/mo
Today · 4.125%
HK$50,791
baseline
▲ 0.50% · 4.625%
HK$53,882
+HK$3,091/mo
Deposit HK$6.99M · loan HK$10.48M · min. income ≈ HK$101,582/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$654,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,170
−HK$2,873/mo
▼ 0.25% · 3.875%
HK$54,596
−HK$1,447/mo
Today · 4.125%
HK$56,043
baseline
▲ 0.50% · 4.625%
HK$58,997
+HK$2,954/mo
Deposit HK$6.99M · loan HK$10.48M · min. income ≈ HK$112,086/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$654,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,760
−HK$3,496/mo
▼ 0.25% · 3.875%
HK$57,494
−HK$1,762/mo
Today · 4.125%
HK$59,256
baseline
▲ 0.50% · 4.625%
HK$62,862
+HK$3,606/mo
Deposit HK$5.24M · loan HK$12.23M · min. income ≈ HK$118,512/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$654,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,032
−HK$3,351/mo
▼ 0.25% · 3.875%
HK$63,696
−HK$1,687/mo
Today · 4.125%
HK$65,383
baseline
▲ 0.50% · 4.625%
HK$68,830
+HK$3,447/mo
Deposit HK$5.24M · loan HK$12.23M · min. income ≈ HK$130,766/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$654,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,691
−HK$4,496/mo
▼ 0.25% · 3.875%
HK$73,921
−HK$2,266/mo
Today · 4.125%
HK$76,187
baseline
▲ 0.50% · 4.625%
HK$80,822
+HK$4,635/mo
Deposit HK$1.75M · loan HK$15.72M · min. income ≈ HK$152,374/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$654,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,756
−HK$4,308/mo
▼ 0.25% · 3.875%
HK$81,895
−HK$2,169/mo
Today · 4.125%
HK$84,064
baseline
▲ 0.50% · 4.625%
HK$88,496
+HK$4,432/mo
Deposit HK$1.75M · loan HK$15.72M · min. income ≈ HK$168,128/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$654,998 · Scale 2, in force from 26 Feb 2026)