LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,830
−HK$2,497/mo
▼ 0.25% · 3.875%
HK$41,069
−HK$1,258/mo
Today · 4.125%
HK$42,327
baseline
▲ 0.50% · 4.625%
HK$44,903
+HK$2,576/mo
Deposit HK$8.73M · loan HK$8.73M · min. income ≈ HK$84,654/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$655,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,310
−HK$2,394/mo
▼ 0.25% · 3.875%
HK$45,499
−HK$1,205/mo
Today · 4.125%
HK$46,704
baseline
▲ 0.50% · 4.625%
HK$49,166
+HK$2,462/mo
Deposit HK$8.73M · loan HK$8.73M · min. income ≈ HK$93,408/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$655,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,796
−HK$2,997/mo
▼ 0.25% · 3.875%
HK$49,282
−HK$1,511/mo
Today · 4.125%
HK$50,793
baseline
▲ 0.50% · 4.625%
HK$53,883
+HK$3,090/mo
Deposit HK$6.99M · loan HK$10.48M · min. income ≈ HK$101,586/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$655,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,172
−HK$2,873/mo
▼ 0.25% · 3.875%
HK$54,598
−HK$1,447/mo
Today · 4.125%
HK$56,045
baseline
▲ 0.50% · 4.625%
HK$58,999
+HK$2,954/mo
Deposit HK$6.99M · loan HK$10.48M · min. income ≈ HK$112,090/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$655,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,762
−HK$3,496/mo
▼ 0.25% · 3.875%
HK$57,496
−HK$1,762/mo
Today · 4.125%
HK$59,258
baseline
▲ 0.50% · 4.625%
HK$62,864
+HK$3,606/mo
Deposit HK$5.24M · loan HK$12.23M · min. income ≈ HK$118,516/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$655,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,034
−HK$3,352/mo
▼ 0.25% · 3.875%
HK$63,698
−HK$1,688/mo
Today · 4.125%
HK$65,386
baseline
▲ 0.50% · 4.625%
HK$68,832
+HK$3,446/mo
Deposit HK$5.24M · loan HK$12.23M · min. income ≈ HK$130,772/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$655,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,693
−HK$4,496/mo
▼ 0.25% · 3.875%
HK$73,924
−HK$2,265/mo
Today · 4.125%
HK$76,189
baseline
▲ 0.50% · 4.625%
HK$80,825
+HK$4,636/mo
Deposit HK$1.75M · loan HK$15.72M · min. income ≈ HK$152,378/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$655,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,758
−HK$4,309/mo
▼ 0.25% · 3.875%
HK$81,897
−HK$2,170/mo
Today · 4.125%
HK$84,067
baseline
▲ 0.50% · 4.625%
HK$88,499
+HK$4,432/mo
Deposit HK$1.75M · loan HK$15.72M · min. income ≈ HK$168,134/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$655,021 · Scale 2, in force from 26 Feb 2026)