LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,831
−HK$2,498/mo
▼ 0.25% · 3.875%
HK$41,070
−HK$1,259/mo
Today · 4.125%
HK$42,329
baseline
▲ 0.50% · 4.625%
HK$44,905
+HK$2,576/mo
Deposit HK$8.73M · loan HK$8.73M · min. income ≈ HK$84,658/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$655,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,312
−HK$2,394/mo
▼ 0.25% · 3.875%
HK$45,501
−HK$1,205/mo
Today · 4.125%
HK$46,706
baseline
▲ 0.50% · 4.625%
HK$49,168
+HK$2,462/mo
Deposit HK$8.73M · loan HK$8.73M · min. income ≈ HK$93,412/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$655,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,798
−HK$2,997/mo
▼ 0.25% · 3.875%
HK$49,285
−HK$1,510/mo
Today · 4.125%
HK$50,795
baseline
▲ 0.50% · 4.625%
HK$53,886
+HK$3,091/mo
Deposit HK$6.99M · loan HK$10.48M · min. income ≈ HK$101,590/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$655,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,175
−HK$2,872/mo
▼ 0.25% · 3.875%
HK$54,601
−HK$1,446/mo
Today · 4.125%
HK$56,047
baseline
▲ 0.50% · 4.625%
HK$59,002
+HK$2,955/mo
Deposit HK$6.99M · loan HK$10.48M · min. income ≈ HK$112,094/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$655,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,764
−HK$3,497/mo
▼ 0.25% · 3.875%
HK$57,499
−HK$1,762/mo
Today · 4.125%
HK$59,261
baseline
▲ 0.50% · 4.625%
HK$62,867
+HK$3,606/mo
Deposit HK$5.24M · loan HK$12.23M · min. income ≈ HK$118,522/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$655,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,037
−HK$3,352/mo
▼ 0.25% · 3.875%
HK$63,701
−HK$1,688/mo
Today · 4.125%
HK$65,389
baseline
▲ 0.50% · 4.625%
HK$68,835
+HK$3,446/mo
Deposit HK$5.24M · loan HK$12.23M · min. income ≈ HK$130,778/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$655,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,697
−HK$4,496/mo
▼ 0.25% · 3.875%
HK$73,927
−HK$2,266/mo
Today · 4.125%
HK$76,193
baseline
▲ 0.50% · 4.625%
HK$80,829
+HK$4,636/mo
Deposit HK$1.75M · loan HK$15.72M · min. income ≈ HK$152,386/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$655,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,762
−HK$4,309/mo
▼ 0.25% · 3.875%
HK$81,901
−HK$2,170/mo
Today · 4.125%
HK$84,071
baseline
▲ 0.50% · 4.625%
HK$88,503
+HK$4,432/mo
Deposit HK$1.75M · loan HK$15.72M · min. income ≈ HK$168,142/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$655,050 · Scale 2, in force from 26 Feb 2026)