LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,833
−HK$2,497/mo
▼ 0.25% · 3.875%
HK$41,072
−HK$1,258/mo
Today · 4.125%
HK$42,330
baseline
▲ 0.50% · 4.625%
HK$44,906
+HK$2,576/mo
Deposit HK$8.73M · loan HK$8.73M · min. income ≈ HK$84,660/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$655,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,313
−HK$2,394/mo
▼ 0.25% · 3.875%
HK$45,502
−HK$1,205/mo
Today · 4.125%
HK$46,707
baseline
▲ 0.50% · 4.625%
HK$49,169
+HK$2,462/mo
Deposit HK$8.73M · loan HK$8.73M · min. income ≈ HK$93,414/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$655,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,799
−HK$2,998/mo
▼ 0.25% · 3.875%
HK$49,286
−HK$1,511/mo
Today · 4.125%
HK$50,797
baseline
▲ 0.50% · 4.625%
HK$53,887
+HK$3,090/mo
Deposit HK$6.99M · loan HK$10.48M · min. income ≈ HK$101,594/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$655,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,176
−HK$2,873/mo
▼ 0.25% · 3.875%
HK$54,602
−HK$1,447/mo
Today · 4.125%
HK$56,049
baseline
▲ 0.50% · 4.625%
HK$59,003
+HK$2,954/mo
Deposit HK$6.99M · loan HK$10.48M · min. income ≈ HK$112,098/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$655,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,766
−HK$3,497/mo
▼ 0.25% · 3.875%
HK$57,500
−HK$1,763/mo
Today · 4.125%
HK$59,263
baseline
▲ 0.50% · 4.625%
HK$62,869
+HK$3,606/mo
Deposit HK$5.24M · loan HK$12.23M · min. income ≈ HK$118,526/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$655,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,039
−HK$3,351/mo
▼ 0.25% · 3.875%
HK$63,703
−HK$1,687/mo
Today · 4.125%
HK$65,390
baseline
▲ 0.50% · 4.625%
HK$68,837
+HK$3,447/mo
Deposit HK$5.24M · loan HK$12.23M · min. income ≈ HK$130,780/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$655,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,699
−HK$4,496/mo
▼ 0.25% · 3.875%
HK$73,929
−HK$2,266/mo
Today · 4.125%
HK$76,195
baseline
▲ 0.50% · 4.625%
HK$80,831
+HK$4,636/mo
Deposit HK$1.75M · loan HK$15.72M · min. income ≈ HK$152,390/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$655,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,764
−HK$4,309/mo
▼ 0.25% · 3.875%
HK$81,903
−HK$2,170/mo
Today · 4.125%
HK$84,073
baseline
▲ 0.50% · 4.625%
HK$88,505
+HK$4,432/mo
Deposit HK$1.75M · loan HK$15.72M · min. income ≈ HK$168,146/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$655,068 · Scale 2, in force from 26 Feb 2026)