LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,834
−HK$2,497/mo
▼ 0.25% · 3.875%
HK$41,073
−HK$1,258/mo
Today · 4.125%
HK$42,331
baseline
▲ 0.50% · 4.625%
HK$44,907
+HK$2,576/mo
Deposit HK$8.73M · loan HK$8.73M · min. income ≈ HK$84,662/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$655,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,314
−HK$2,395/mo
▼ 0.25% · 3.875%
HK$45,503
−HK$1,206/mo
Today · 4.125%
HK$46,709
baseline
▲ 0.50% · 4.625%
HK$49,171
+HK$2,462/mo
Deposit HK$8.73M · loan HK$8.73M · min. income ≈ HK$93,418/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$655,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,800
−HK$2,998/mo
▼ 0.25% · 3.875%
HK$49,287
−HK$1,511/mo
Today · 4.125%
HK$50,798
baseline
▲ 0.50% · 4.625%
HK$53,889
+HK$3,091/mo
Deposit HK$6.99M · loan HK$10.48M · min. income ≈ HK$101,596/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$655,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,177
−HK$2,873/mo
▼ 0.25% · 3.875%
HK$54,604
−HK$1,446/mo
Today · 4.125%
HK$56,050
baseline
▲ 0.50% · 4.625%
HK$59,005
+HK$2,955/mo
Deposit HK$6.99M · loan HK$10.48M · min. income ≈ HK$112,100/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$655,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,767
−HK$3,497/mo
▼ 0.25% · 3.875%
HK$57,502
−HK$1,762/mo
Today · 4.125%
HK$59,264
baseline
▲ 0.50% · 4.625%
HK$62,870
+HK$3,606/mo
Deposit HK$5.24M · loan HK$12.23M · min. income ≈ HK$118,528/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$655,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,040
−HK$3,352/mo
▼ 0.25% · 3.875%
HK$63,704
−HK$1,688/mo
Today · 4.125%
HK$65,392
baseline
▲ 0.50% · 4.625%
HK$68,839
+HK$3,447/mo
Deposit HK$5.24M · loan HK$12.23M · min. income ≈ HK$130,784/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$655,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,700
−HK$4,497/mo
▼ 0.25% · 3.875%
HK$73,931
−HK$2,266/mo
Today · 4.125%
HK$76,197
baseline
▲ 0.50% · 4.625%
HK$80,833
+HK$4,636/mo
Deposit HK$1.75M · loan HK$15.72M · min. income ≈ HK$152,394/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$655,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,766
−HK$4,309/mo
▼ 0.25% · 3.875%
HK$81,905
−HK$2,170/mo
Today · 4.125%
HK$84,075
baseline
▲ 0.50% · 4.625%
HK$88,507
+HK$4,432/mo
Deposit HK$1.75M · loan HK$15.72M · min. income ≈ HK$168,150/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$655,084 · Scale 2, in force from 26 Feb 2026)