LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,834
−HK$2,498/mo
▼ 0.25% · 3.875%
HK$41,073
−HK$1,259/mo
Today · 4.125%
HK$42,332
baseline
▲ 0.50% · 4.625%
HK$44,908
+HK$2,576/mo
Deposit HK$8.73M · loan HK$8.73M · min. income ≈ HK$84,664/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$655,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,315
−HK$2,395/mo
▼ 0.25% · 3.875%
HK$45,504
−HK$1,206/mo
Today · 4.125%
HK$46,710
baseline
▲ 0.50% · 4.625%
HK$49,172
+HK$2,462/mo
Deposit HK$8.73M · loan HK$8.73M · min. income ≈ HK$93,420/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$655,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,801
−HK$2,998/mo
▼ 0.25% · 3.875%
HK$49,288
−HK$1,511/mo
Today · 4.125%
HK$50,799
baseline
▲ 0.50% · 4.625%
HK$53,890
+HK$3,091/mo
Deposit HK$6.99M · loan HK$10.48M · min. income ≈ HK$101,598/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$655,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,178
−HK$2,873/mo
▼ 0.25% · 3.875%
HK$54,605
−HK$1,446/mo
Today · 4.125%
HK$56,051
baseline
▲ 0.50% · 4.625%
HK$59,006
+HK$2,955/mo
Deposit HK$6.99M · loan HK$10.48M · min. income ≈ HK$112,102/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$655,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,768
−HK$3,497/mo
▼ 0.25% · 3.875%
HK$57,503
−HK$1,762/mo
Today · 4.125%
HK$59,265
baseline
▲ 0.50% · 4.625%
HK$62,871
+HK$3,606/mo
Deposit HK$5.24M · loan HK$12.23M · min. income ≈ HK$118,530/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$655,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,041
−HK$3,352/mo
▼ 0.25% · 3.875%
HK$63,705
−HK$1,688/mo
Today · 4.125%
HK$65,393
baseline
▲ 0.50% · 4.625%
HK$68,840
+HK$3,447/mo
Deposit HK$5.24M · loan HK$12.23M · min. income ≈ HK$130,786/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$655,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,702
−HK$4,496/mo
▼ 0.25% · 3.875%
HK$73,932
−HK$2,266/mo
Today · 4.125%
HK$76,198
baseline
▲ 0.50% · 4.625%
HK$80,835
+HK$4,637/mo
Deposit HK$1.75M · loan HK$15.72M · min. income ≈ HK$152,396/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$655,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,768
−HK$4,309/mo
▼ 0.25% · 3.875%
HK$81,907
−HK$2,170/mo
Today · 4.125%
HK$84,077
baseline
▲ 0.50% · 4.625%
HK$88,509
+HK$4,432/mo
Deposit HK$1.75M · loan HK$15.72M · min. income ≈ HK$168,154/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$655,097 · Scale 2, in force from 26 Feb 2026)