LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,836
−HK$2,498/mo
▼ 0.25% · 3.875%
HK$41,075
−HK$1,259/mo
Today · 4.125%
HK$42,334
baseline
▲ 0.50% · 4.625%
HK$44,910
+HK$2,576/mo
Deposit HK$8.73M · loan HK$8.73M · min. income ≈ HK$84,668/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$655,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,317
−HK$2,394/mo
▼ 0.25% · 3.875%
HK$45,505
−HK$1,206/mo
Today · 4.125%
HK$46,711
baseline
▲ 0.50% · 4.625%
HK$49,173
+HK$2,462/mo
Deposit HK$8.73M · loan HK$8.73M · min. income ≈ HK$93,422/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$655,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,803
−HK$2,997/mo
▼ 0.25% · 3.875%
HK$49,290
−HK$1,510/mo
Today · 4.125%
HK$50,800
baseline
▲ 0.50% · 4.625%
HK$53,892
+HK$3,092/mo
Deposit HK$6.99M · loan HK$10.48M · min. income ≈ HK$101,600/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$655,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,180
−HK$2,873/mo
▼ 0.25% · 3.875%
HK$54,606
−HK$1,447/mo
Today · 4.125%
HK$56,053
baseline
▲ 0.50% · 4.625%
HK$59,008
+HK$2,955/mo
Deposit HK$6.99M · loan HK$10.48M · min. income ≈ HK$112,106/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$655,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,770
−HK$3,497/mo
▼ 0.25% · 3.875%
HK$57,505
−HK$1,762/mo
Today · 4.125%
HK$59,267
baseline
▲ 0.50% · 4.625%
HK$62,873
+HK$3,606/mo
Deposit HK$5.24M · loan HK$12.23M · min. income ≈ HK$118,534/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$655,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,043
−HK$3,353/mo
▼ 0.25% · 3.875%
HK$63,707
−HK$1,689/mo
Today · 4.125%
HK$65,396
baseline
▲ 0.50% · 4.625%
HK$68,843
+HK$3,447/mo
Deposit HK$5.24M · loan HK$12.23M · min. income ≈ HK$130,792/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$655,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,704
−HK$4,497/mo
▼ 0.25% · 3.875%
HK$73,935
−HK$2,266/mo
Today · 4.125%
HK$76,201
baseline
▲ 0.50% · 4.625%
HK$80,837
+HK$4,636/mo
Deposit HK$1.75M · loan HK$15.72M · min. income ≈ HK$152,402/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$655,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,770
−HK$4,310/mo
▼ 0.25% · 3.875%
HK$81,910
−HK$2,170/mo
Today · 4.125%
HK$84,080
baseline
▲ 0.50% · 4.625%
HK$88,512
+HK$4,432/mo
Deposit HK$1.75M · loan HK$15.72M · min. income ≈ HK$168,160/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$655,119 · Scale 2, in force from 26 Feb 2026)