LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,838
−HK$2,498/mo
▼ 0.25% · 3.875%
HK$41,077
−HK$1,259/mo
Today · 4.125%
HK$42,336
baseline
▲ 0.50% · 4.625%
HK$44,912
+HK$2,576/mo
Deposit HK$8.74M · loan HK$8.74M · min. income ≈ HK$84,672/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$655,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,319
−HK$2,394/mo
▼ 0.25% · 3.875%
HK$45,508
−HK$1,205/mo
Today · 4.125%
HK$46,713
baseline
▲ 0.50% · 4.625%
HK$49,176
+HK$2,463/mo
Deposit HK$8.74M · loan HK$8.74M · min. income ≈ HK$93,426/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$655,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,805
−HK$2,998/mo
▼ 0.25% · 3.875%
HK$49,292
−HK$1,511/mo
Today · 4.125%
HK$50,803
baseline
▲ 0.50% · 4.625%
HK$53,894
+HK$3,091/mo
Deposit HK$6.99M · loan HK$10.48M · min. income ≈ HK$101,606/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$655,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,183
−HK$2,873/mo
▼ 0.25% · 3.875%
HK$54,609
−HK$1,447/mo
Today · 4.125%
HK$56,056
baseline
▲ 0.50% · 4.625%
HK$59,011
+HK$2,955/mo
Deposit HK$6.99M · loan HK$10.48M · min. income ≈ HK$112,112/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$655,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,773
−HK$3,497/mo
▼ 0.25% · 3.875%
HK$57,508
−HK$1,762/mo
Today · 4.125%
HK$59,270
baseline
▲ 0.50% · 4.625%
HK$62,877
+HK$3,607/mo
Deposit HK$5.24M · loan HK$12.23M · min. income ≈ HK$118,540/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$655,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,047
−HK$3,352/mo
▼ 0.25% · 3.875%
HK$63,711
−HK$1,688/mo
Today · 4.125%
HK$65,399
baseline
▲ 0.50% · 4.625%
HK$68,846
+HK$3,447/mo
Deposit HK$5.24M · loan HK$12.23M · min. income ≈ HK$130,798/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$655,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,708
−HK$4,497/mo
▼ 0.25% · 3.875%
HK$73,938
−HK$2,267/mo
Today · 4.125%
HK$76,205
baseline
▲ 0.50% · 4.625%
HK$80,841
+HK$4,636/mo
Deposit HK$1.75M · loan HK$15.72M · min. income ≈ HK$152,410/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$655,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,774
−HK$4,310/mo
▼ 0.25% · 3.875%
HK$81,914
−HK$2,170/mo
Today · 4.125%
HK$84,084
baseline
▲ 0.50% · 4.625%
HK$88,516
+HK$4,432/mo
Deposit HK$1.75M · loan HK$15.72M · min. income ≈ HK$168,168/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$655,151 · Scale 2, in force from 26 Feb 2026)