LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,839
−HK$2,498/mo
▼ 0.25% · 3.875%
HK$41,078
−HK$1,259/mo
Today · 4.125%
HK$42,337
baseline
▲ 0.50% · 4.625%
HK$44,913
+HK$2,576/mo
Deposit HK$8.74M · loan HK$8.74M · min. income ≈ HK$84,674/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$655,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,320
−HK$2,395/mo
▼ 0.25% · 3.875%
HK$45,509
−HK$1,206/mo
Today · 4.125%
HK$46,715
baseline
▲ 0.50% · 4.625%
HK$49,177
+HK$2,462/mo
Deposit HK$8.74M · loan HK$8.74M · min. income ≈ HK$93,430/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$655,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,806
−HK$2,998/mo
▼ 0.25% · 3.875%
HK$49,293
−HK$1,511/mo
Today · 4.125%
HK$50,804
baseline
▲ 0.50% · 4.625%
HK$53,896
+HK$3,092/mo
Deposit HK$6.99M · loan HK$10.48M · min. income ≈ HK$101,608/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$655,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,184
−HK$2,874/mo
▼ 0.25% · 3.875%
HK$54,611
−HK$1,447/mo
Today · 4.125%
HK$56,058
baseline
▲ 0.50% · 4.625%
HK$59,012
+HK$2,954/mo
Deposit HK$6.99M · loan HK$10.48M · min. income ≈ HK$112,116/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$655,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,774
−HK$3,498/mo
▼ 0.25% · 3.875%
HK$57,509
−HK$1,763/mo
Today · 4.125%
HK$59,272
baseline
▲ 0.50% · 4.625%
HK$62,878
+HK$3,606/mo
Deposit HK$5.24M · loan HK$12.23M · min. income ≈ HK$118,544/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$655,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,048
−HK$3,352/mo
▼ 0.25% · 3.875%
HK$63,712
−HK$1,688/mo
Today · 4.125%
HK$65,400
baseline
▲ 0.50% · 4.625%
HK$68,848
+HK$3,448/mo
Deposit HK$5.24M · loan HK$12.23M · min. income ≈ HK$130,800/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$655,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,710
−HK$4,496/mo
▼ 0.25% · 3.875%
HK$73,940
−HK$2,266/mo
Today · 4.125%
HK$76,206
baseline
▲ 0.50% · 4.625%
HK$80,843
+HK$4,637/mo
Deposit HK$1.75M · loan HK$15.72M · min. income ≈ HK$152,412/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$655,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,776
−HK$4,310/mo
▼ 0.25% · 3.875%
HK$81,916
−HK$2,170/mo
Today · 4.125%
HK$84,086
baseline
▲ 0.50% · 4.625%
HK$88,519
+HK$4,433/mo
Deposit HK$1.75M · loan HK$15.72M · min. income ≈ HK$168,172/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$655,169 · Scale 2, in force from 26 Feb 2026)