LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,839
−HK$2,498/mo
▼ 0.25% · 3.875%
HK$41,078
−HK$1,259/mo
Today · 4.125%
HK$42,337
baseline
▲ 0.50% · 4.625%
HK$44,914
+HK$2,577/mo
Deposit HK$8.74M · loan HK$8.74M · min. income ≈ HK$84,674/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$655,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,321
−HK$2,394/mo
▼ 0.25% · 3.875%
HK$45,509
−HK$1,206/mo
Today · 4.125%
HK$46,715
baseline
▲ 0.50% · 4.625%
HK$49,178
+HK$2,463/mo
Deposit HK$8.74M · loan HK$8.74M · min. income ≈ HK$93,430/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$655,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,807
−HK$2,998/mo
▼ 0.25% · 3.875%
HK$49,294
−HK$1,511/mo
Today · 4.125%
HK$50,805
baseline
▲ 0.50% · 4.625%
HK$53,896
+HK$3,091/mo
Deposit HK$6.99M · loan HK$10.48M · min. income ≈ HK$101,610/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$655,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,185
−HK$2,873/mo
▼ 0.25% · 3.875%
HK$54,611
−HK$1,447/mo
Today · 4.125%
HK$56,058
baseline
▲ 0.50% · 4.625%
HK$59,013
+HK$2,955/mo
Deposit HK$6.99M · loan HK$10.48M · min. income ≈ HK$112,116/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$655,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,775
−HK$3,497/mo
▼ 0.25% · 3.875%
HK$57,510
−HK$1,762/mo
Today · 4.125%
HK$59,272
baseline
▲ 0.50% · 4.625%
HK$62,879
+HK$3,607/mo
Deposit HK$5.24M · loan HK$12.23M · min. income ≈ HK$118,544/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$655,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,049
−HK$3,352/mo
▼ 0.25% · 3.875%
HK$63,713
−HK$1,688/mo
Today · 4.125%
HK$65,401
baseline
▲ 0.50% · 4.625%
HK$68,849
+HK$3,448/mo
Deposit HK$5.24M · loan HK$12.23M · min. income ≈ HK$130,802/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$655,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,711
−HK$4,496/mo
▼ 0.25% · 3.875%
HK$73,941
−HK$2,266/mo
Today · 4.125%
HK$76,207
baseline
▲ 0.50% · 4.625%
HK$80,845
+HK$4,638/mo
Deposit HK$1.75M · loan HK$15.72M · min. income ≈ HK$152,414/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$655,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,777
−HK$4,310/mo
▼ 0.25% · 3.875%
HK$81,917
−HK$2,170/mo
Today · 4.125%
HK$84,087
baseline
▲ 0.50% · 4.625%
HK$88,520
+HK$4,433/mo
Deposit HK$1.75M · loan HK$15.72M · min. income ≈ HK$168,174/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$655,177 · Scale 2, in force from 26 Feb 2026)