LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,840
−HK$2,498/mo
▼ 0.25% · 3.875%
HK$41,079
−HK$1,259/mo
Today · 4.125%
HK$42,338
baseline
▲ 0.50% · 4.625%
HK$44,914
+HK$2,576/mo
Deposit HK$8.74M · loan HK$8.74M · min. income ≈ HK$84,676/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$655,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,321
−HK$2,395/mo
▼ 0.25% · 3.875%
HK$45,510
−HK$1,206/mo
Today · 4.125%
HK$46,716
baseline
▲ 0.50% · 4.625%
HK$49,178
+HK$2,462/mo
Deposit HK$8.74M · loan HK$8.74M · min. income ≈ HK$93,432/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$655,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,808
−HK$2,998/mo
▼ 0.25% · 3.875%
HK$49,295
−HK$1,511/mo
Today · 4.125%
HK$50,806
baseline
▲ 0.50% · 4.625%
HK$53,897
+HK$3,091/mo
Deposit HK$6.99M · loan HK$10.48M · min. income ≈ HK$101,612/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$655,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,186
−HK$2,873/mo
▼ 0.25% · 3.875%
HK$54,612
−HK$1,447/mo
Today · 4.125%
HK$56,059
baseline
▲ 0.50% · 4.625%
HK$59,014
+HK$2,955/mo
Deposit HK$6.99M · loan HK$10.48M · min. income ≈ HK$112,118/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$655,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,776
−HK$3,497/mo
▼ 0.25% · 3.875%
HK$57,511
−HK$1,762/mo
Today · 4.125%
HK$59,273
baseline
▲ 0.50% · 4.625%
HK$62,880
+HK$3,607/mo
Deposit HK$5.24M · loan HK$12.23M · min. income ≈ HK$118,546/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$655,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,050
−HK$3,352/mo
▼ 0.25% · 3.875%
HK$63,714
−HK$1,688/mo
Today · 4.125%
HK$65,402
baseline
▲ 0.50% · 4.625%
HK$68,850
+HK$3,448/mo
Deposit HK$5.24M · loan HK$12.23M · min. income ≈ HK$130,804/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$655,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,711
−HK$4,497/mo
▼ 0.25% · 3.875%
HK$73,942
−HK$2,266/mo
Today · 4.125%
HK$76,208
baseline
▲ 0.50% · 4.625%
HK$80,845
+HK$4,637/mo
Deposit HK$1.75M · loan HK$15.72M · min. income ≈ HK$152,416/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$655,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,778
−HK$4,310/mo
▼ 0.25% · 3.875%
HK$81,918
−HK$2,170/mo
Today · 4.125%
HK$84,088
baseline
▲ 0.50% · 4.625%
HK$88,521
+HK$4,433/mo
Deposit HK$1.75M · loan HK$15.72M · min. income ≈ HK$168,176/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$655,185 · Scale 2, in force from 26 Feb 2026)