LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,840
−HK$2,498/mo
▼ 0.25% · 3.875%
HK$41,079
−HK$1,259/mo
Today · 4.125%
HK$42,338
baseline
▲ 0.50% · 4.625%
HK$44,915
+HK$2,577/mo
Deposit HK$8.74M · loan HK$8.74M · min. income ≈ HK$84,676/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$655,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,322
−HK$2,394/mo
▼ 0.25% · 3.875%
HK$45,510
−HK$1,206/mo
Today · 4.125%
HK$46,716
baseline
▲ 0.50% · 4.625%
HK$49,179
+HK$2,463/mo
Deposit HK$8.74M · loan HK$8.74M · min. income ≈ HK$93,432/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$655,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,808
−HK$2,998/mo
▼ 0.25% · 3.875%
HK$49,295
−HK$1,511/mo
Today · 4.125%
HK$50,806
baseline
▲ 0.50% · 4.625%
HK$53,897
+HK$3,091/mo
Deposit HK$6.99M · loan HK$10.48M · min. income ≈ HK$101,612/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$655,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,186
−HK$2,873/mo
▼ 0.25% · 3.875%
HK$54,612
−HK$1,447/mo
Today · 4.125%
HK$56,059
baseline
▲ 0.50% · 4.625%
HK$59,014
+HK$2,955/mo
Deposit HK$6.99M · loan HK$10.48M · min. income ≈ HK$112,118/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$655,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,776
−HK$3,498/mo
▼ 0.25% · 3.875%
HK$57,511
−HK$1,763/mo
Today · 4.125%
HK$59,274
baseline
▲ 0.50% · 4.625%
HK$62,880
+HK$3,606/mo
Deposit HK$5.24M · loan HK$12.23M · min. income ≈ HK$118,548/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$655,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,050
−HK$3,353/mo
▼ 0.25% · 3.875%
HK$63,714
−HK$1,689/mo
Today · 4.125%
HK$65,403
baseline
▲ 0.50% · 4.625%
HK$68,850
+HK$3,447/mo
Deposit HK$5.24M · loan HK$12.23M · min. income ≈ HK$130,806/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$655,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,712
−HK$4,497/mo
▼ 0.25% · 3.875%
HK$73,943
−HK$2,266/mo
Today · 4.125%
HK$76,209
baseline
▲ 0.50% · 4.625%
HK$80,846
+HK$4,637/mo
Deposit HK$1.75M · loan HK$15.72M · min. income ≈ HK$152,418/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$655,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,779
−HK$4,310/mo
▼ 0.25% · 3.875%
HK$81,919
−HK$2,170/mo
Today · 4.125%
HK$84,089
baseline
▲ 0.50% · 4.625%
HK$88,522
+HK$4,433/mo
Deposit HK$1.75M · loan HK$15.72M · min. income ≈ HK$168,178/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$655,190 · Scale 2, in force from 26 Feb 2026)