LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,841
−HK$2,498/mo
▼ 0.25% · 3.875%
HK$41,080
−HK$1,259/mo
Today · 4.125%
HK$42,339
baseline
▲ 0.50% · 4.625%
HK$44,916
+HK$2,577/mo
Deposit HK$8.74M · loan HK$8.74M · min. income ≈ HK$84,678/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$655,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,323
−HK$2,394/mo
▼ 0.25% · 3.875%
HK$45,511
−HK$1,206/mo
Today · 4.125%
HK$46,717
baseline
▲ 0.50% · 4.625%
HK$49,180
+HK$2,463/mo
Deposit HK$8.74M · loan HK$8.74M · min. income ≈ HK$93,434/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$655,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,809
−HK$2,998/mo
▼ 0.25% · 3.875%
HK$49,296
−HK$1,511/mo
Today · 4.125%
HK$50,807
baseline
▲ 0.50% · 4.625%
HK$53,899
+HK$3,092/mo
Deposit HK$6.99M · loan HK$10.48M · min. income ≈ HK$101,614/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$655,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,187
−HK$2,874/mo
▼ 0.25% · 3.875%
HK$54,614
−HK$1,447/mo
Today · 4.125%
HK$56,061
baseline
▲ 0.50% · 4.625%
HK$59,016
+HK$2,955/mo
Deposit HK$6.99M · loan HK$10.48M · min. income ≈ HK$112,122/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$655,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,777
−HK$3,498/mo
▼ 0.25% · 3.875%
HK$57,512
−HK$1,763/mo
Today · 4.125%
HK$59,275
baseline
▲ 0.50% · 4.625%
HK$62,882
+HK$3,607/mo
Deposit HK$5.24M · loan HK$12.23M · min. income ≈ HK$118,550/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$655,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,052
−HK$3,352/mo
▼ 0.25% · 3.875%
HK$63,716
−HK$1,688/mo
Today · 4.125%
HK$65,404
baseline
▲ 0.50% · 4.625%
HK$68,852
+HK$3,448/mo
Deposit HK$5.24M · loan HK$12.23M · min. income ≈ HK$130,808/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$655,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,714
−HK$4,497/mo
▼ 0.25% · 3.875%
HK$73,944
−HK$2,267/mo
Today · 4.125%
HK$76,211
baseline
▲ 0.50% · 4.625%
HK$80,848
+HK$4,637/mo
Deposit HK$1.75M · loan HK$15.72M · min. income ≈ HK$152,422/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$655,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,781
−HK$4,310/mo
▼ 0.25% · 3.875%
HK$81,920
−HK$2,171/mo
Today · 4.125%
HK$84,091
baseline
▲ 0.50% · 4.625%
HK$88,524
+HK$4,433/mo
Deposit HK$1.75M · loan HK$15.72M · min. income ≈ HK$168,182/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$655,206 · Scale 2, in force from 26 Feb 2026)