LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,843
−HK$2,499/mo
▼ 0.25% · 3.875%
HK$41,083
−HK$1,259/mo
Today · 4.125%
HK$42,342
baseline
▲ 0.50% · 4.625%
HK$44,918
+HK$2,576/mo
Deposit HK$8.74M · loan HK$8.74M · min. income ≈ HK$84,684/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$655,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,325
−HK$2,395/mo
▼ 0.25% · 3.875%
HK$45,514
−HK$1,206/mo
Today · 4.125%
HK$46,720
baseline
▲ 0.50% · 4.625%
HK$49,183
+HK$2,463/mo
Deposit HK$8.74M · loan HK$8.74M · min. income ≈ HK$93,440/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$655,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,812
−HK$2,998/mo
▼ 0.25% · 3.875%
HK$49,299
−HK$1,511/mo
Today · 4.125%
HK$50,810
baseline
▲ 0.50% · 4.625%
HK$53,902
+HK$3,092/mo
Deposit HK$6.99M · loan HK$10.48M · min. income ≈ HK$101,620/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$655,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,190
−HK$2,874/mo
▼ 0.25% · 3.875%
HK$54,617
−HK$1,447/mo
Today · 4.125%
HK$56,064
baseline
▲ 0.50% · 4.625%
HK$59,019
+HK$2,955/mo
Deposit HK$6.99M · loan HK$10.48M · min. income ≈ HK$112,128/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$655,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,781
−HK$3,497/mo
▼ 0.25% · 3.875%
HK$57,516
−HK$1,762/mo
Today · 4.125%
HK$59,278
baseline
▲ 0.50% · 4.625%
HK$62,885
+HK$3,607/mo
Deposit HK$5.24M · loan HK$12.23M · min. income ≈ HK$118,556/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$655,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,055
−HK$3,353/mo
▼ 0.25% · 3.875%
HK$63,720
−HK$1,688/mo
Today · 4.125%
HK$65,408
baseline
▲ 0.50% · 4.625%
HK$68,856
+HK$3,448/mo
Deposit HK$5.24M · loan HK$12.23M · min. income ≈ HK$130,816/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$655,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,718
−HK$4,497/mo
▼ 0.25% · 3.875%
HK$73,949
−HK$2,266/mo
Today · 4.125%
HK$76,215
baseline
▲ 0.50% · 4.625%
HK$80,853
+HK$4,638/mo
Deposit HK$1.75M · loan HK$15.73M · min. income ≈ HK$152,430/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$655,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,785
−HK$4,311/mo
▼ 0.25% · 3.875%
HK$81,925
−HK$2,171/mo
Today · 4.125%
HK$84,096
baseline
▲ 0.50% · 4.625%
HK$88,529
+HK$4,433/mo
Deposit HK$1.75M · loan HK$15.73M · min. income ≈ HK$168,192/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$655,244 · Scale 2, in force from 26 Feb 2026)