LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,844
−HK$2,499/mo
▼ 0.25% · 3.875%
HK$41,084
−HK$1,259/mo
Today · 4.125%
HK$42,343
baseline
▲ 0.50% · 4.625%
HK$44,919
+HK$2,576/mo
Deposit HK$8.74M · loan HK$8.74M · min. income ≈ HK$84,686/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$655,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,326
−HK$2,395/mo
▼ 0.25% · 3.875%
HK$45,515
−HK$1,206/mo
Today · 4.125%
HK$46,721
baseline
▲ 0.50% · 4.625%
HK$49,184
+HK$2,463/mo
Deposit HK$8.74M · loan HK$8.74M · min. income ≈ HK$93,442/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$655,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,813
−HK$2,999/mo
▼ 0.25% · 3.875%
HK$49,300
−HK$1,512/mo
Today · 4.125%
HK$50,812
baseline
▲ 0.50% · 4.625%
HK$53,903
+HK$3,091/mo
Deposit HK$6.99M · loan HK$10.48M · min. income ≈ HK$101,624/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$655,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,192
−HK$2,874/mo
▼ 0.25% · 3.875%
HK$54,618
−HK$1,448/mo
Today · 4.125%
HK$56,066
baseline
▲ 0.50% · 4.625%
HK$59,021
+HK$2,955/mo
Deposit HK$6.99M · loan HK$10.48M · min. income ≈ HK$112,132/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$655,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,782
−HK$3,498/mo
▼ 0.25% · 3.875%
HK$57,517
−HK$1,763/mo
Today · 4.125%
HK$59,280
baseline
▲ 0.50% · 4.625%
HK$62,887
+HK$3,607/mo
Deposit HK$5.24M · loan HK$12.23M · min. income ≈ HK$118,560/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$655,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,057
−HK$3,353/mo
▼ 0.25% · 3.875%
HK$63,721
−HK$1,689/mo
Today · 4.125%
HK$65,410
baseline
▲ 0.50% · 4.625%
HK$68,858
+HK$3,448/mo
Deposit HK$5.24M · loan HK$12.23M · min. income ≈ HK$130,820/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$655,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,720
−HK$4,497/mo
▼ 0.25% · 3.875%
HK$73,951
−HK$2,266/mo
Today · 4.125%
HK$76,217
baseline
▲ 0.50% · 4.625%
HK$80,855
+HK$4,638/mo
Deposit HK$1.75M · loan HK$15.73M · min. income ≈ HK$152,434/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$655,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,788
−HK$4,310/mo
▼ 0.25% · 3.875%
HK$81,927
−HK$2,171/mo
Today · 4.125%
HK$84,098
baseline
▲ 0.50% · 4.625%
HK$88,531
+HK$4,433/mo
Deposit HK$1.75M · loan HK$15.73M · min. income ≈ HK$168,196/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$655,261 · Scale 2, in force from 26 Feb 2026)