LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,845
−HK$2,499/mo
▼ 0.25% · 3.875%
HK$41,085
−HK$1,259/mo
Today · 4.125%
HK$42,344
baseline
▲ 0.50% · 4.625%
HK$44,921
+HK$2,577/mo
Deposit HK$8.74M · loan HK$8.74M · min. income ≈ HK$84,688/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$655,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,328
−HK$2,395/mo
▼ 0.25% · 3.875%
HK$45,516
−HK$1,207/mo
Today · 4.125%
HK$46,723
baseline
▲ 0.50% · 4.625%
HK$49,185
+HK$2,462/mo
Deposit HK$8.74M · loan HK$8.74M · min. income ≈ HK$93,446/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$655,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,814
−HK$2,999/mo
▼ 0.25% · 3.875%
HK$49,302
−HK$1,511/mo
Today · 4.125%
HK$50,813
baseline
▲ 0.50% · 4.625%
HK$53,905
+HK$3,092/mo
Deposit HK$6.99M · loan HK$10.48M · min. income ≈ HK$101,626/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$655,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,193
−HK$2,874/mo
▼ 0.25% · 3.875%
HK$54,620
−HK$1,447/mo
Today · 4.125%
HK$56,067
baseline
▲ 0.50% · 4.625%
HK$59,022
+HK$2,955/mo
Deposit HK$6.99M · loan HK$10.48M · min. income ≈ HK$112,134/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$655,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,784
−HK$3,498/mo
▼ 0.25% · 3.875%
HK$57,519
−HK$1,763/mo
Today · 4.125%
HK$59,282
baseline
▲ 0.50% · 4.625%
HK$62,889
+HK$3,607/mo
Deposit HK$5.24M · loan HK$12.23M · min. income ≈ HK$118,564/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$655,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,059
−HK$3,353/mo
▼ 0.25% · 3.875%
HK$63,723
−HK$1,689/mo
Today · 4.125%
HK$65,412
baseline
▲ 0.50% · 4.625%
HK$68,859
+HK$3,447/mo
Deposit HK$5.24M · loan HK$12.23M · min. income ≈ HK$130,824/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$655,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,722
−HK$4,497/mo
▼ 0.25% · 3.875%
HK$73,953
−HK$2,266/mo
Today · 4.125%
HK$76,219
baseline
▲ 0.50% · 4.625%
HK$80,857
+HK$4,638/mo
Deposit HK$1.75M · loan HK$15.73M · min. income ≈ HK$152,438/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$655,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,790
−HK$4,311/mo
▼ 0.25% · 3.875%
HK$81,930
−HK$2,171/mo
Today · 4.125%
HK$84,101
baseline
▲ 0.50% · 4.625%
HK$88,534
+HK$4,433/mo
Deposit HK$1.75M · loan HK$15.73M · min. income ≈ HK$168,202/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$655,279 · Scale 2, in force from 26 Feb 2026)