LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,846
−HK$2,499/mo
▼ 0.25% · 3.875%
HK$41,085
−HK$1,260/mo
Today · 4.125%
HK$42,345
baseline
▲ 0.50% · 4.625%
HK$44,921
+HK$2,576/mo
Deposit HK$8.74M · loan HK$8.74M · min. income ≈ HK$84,690/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$655,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,328
−HK$2,395/mo
▼ 0.25% · 3.875%
HK$45,517
−HK$1,206/mo
Today · 4.125%
HK$46,723
baseline
▲ 0.50% · 4.625%
HK$49,186
+HK$2,463/mo
Deposit HK$8.74M · loan HK$8.74M · min. income ≈ HK$93,446/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$655,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,815
−HK$2,999/mo
▼ 0.25% · 3.875%
HK$49,302
−HK$1,512/mo
Today · 4.125%
HK$50,814
baseline
▲ 0.50% · 4.625%
HK$53,905
+HK$3,091/mo
Deposit HK$6.99M · loan HK$10.48M · min. income ≈ HK$101,628/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$655,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,194
−HK$2,874/mo
▼ 0.25% · 3.875%
HK$54,621
−HK$1,447/mo
Today · 4.125%
HK$56,068
baseline
▲ 0.50% · 4.625%
HK$59,023
+HK$2,955/mo
Deposit HK$6.99M · loan HK$10.48M · min. income ≈ HK$112,136/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$655,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,784
−HK$3,499/mo
▼ 0.25% · 3.875%
HK$57,520
−HK$1,763/mo
Today · 4.125%
HK$59,283
baseline
▲ 0.50% · 4.625%
HK$62,890
+HK$3,607/mo
Deposit HK$5.24M · loan HK$12.23M · min. income ≈ HK$118,566/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$655,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,060
−HK$3,352/mo
▼ 0.25% · 3.875%
HK$63,724
−HK$1,688/mo
Today · 4.125%
HK$65,412
baseline
▲ 0.50% · 4.625%
HK$68,860
+HK$3,448/mo
Deposit HK$5.24M · loan HK$12.23M · min. income ≈ HK$130,824/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$655,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,723
−HK$4,497/mo
▼ 0.25% · 3.875%
HK$73,954
−HK$2,266/mo
Today · 4.125%
HK$76,220
baseline
▲ 0.50% · 4.625%
HK$80,858
+HK$4,638/mo
Deposit HK$1.75M · loan HK$15.73M · min. income ≈ HK$152,440/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$655,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,791
−HK$4,311/mo
▼ 0.25% · 3.875%
HK$81,931
−HK$2,171/mo
Today · 4.125%
HK$84,102
baseline
▲ 0.50% · 4.625%
HK$88,535
+HK$4,433/mo
Deposit HK$1.75M · loan HK$15.73M · min. income ≈ HK$168,204/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$655,288 · Scale 2, in force from 26 Feb 2026)