LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,851
−HK$2,499/mo
▼ 0.25% · 3.875%
HK$41,091
−HK$1,259/mo
Today · 4.125%
HK$42,350
baseline
▲ 0.50% · 4.625%
HK$44,927
+HK$2,577/mo
Deposit HK$8.74M · loan HK$8.74M · min. income ≈ HK$84,700/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$655,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,334
−HK$2,395/mo
▼ 0.25% · 3.875%
HK$45,523
−HK$1,206/mo
Today · 4.125%
HK$46,729
baseline
▲ 0.50% · 4.625%
HK$49,192
+HK$2,463/mo
Deposit HK$8.74M · loan HK$8.74M · min. income ≈ HK$93,458/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$655,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,821
−HK$2,999/mo
▼ 0.25% · 3.875%
HK$49,309
−HK$1,511/mo
Today · 4.125%
HK$50,820
baseline
▲ 0.50% · 4.625%
HK$53,913
+HK$3,093/mo
Deposit HK$6.99M · loan HK$10.49M · min. income ≈ HK$101,640/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$655,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,201
−HK$2,874/mo
▼ 0.25% · 3.875%
HK$54,628
−HK$1,447/mo
Today · 4.125%
HK$56,075
baseline
▲ 0.50% · 4.625%
HK$59,031
+HK$2,956/mo
Deposit HK$6.99M · loan HK$10.49M · min. income ≈ HK$112,150/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$655,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,792
−HK$3,498/mo
▼ 0.25% · 3.875%
HK$57,527
−HK$1,763/mo
Today · 4.125%
HK$59,290
baseline
▲ 0.50% · 4.625%
HK$62,898
+HK$3,608/mo
Deposit HK$5.24M · loan HK$12.23M · min. income ≈ HK$118,580/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$655,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,068
−HK$3,353/mo
▼ 0.25% · 3.875%
HK$63,732
−HK$1,689/mo
Today · 4.125%
HK$65,421
baseline
▲ 0.50% · 4.625%
HK$68,869
+HK$3,448/mo
Deposit HK$5.24M · loan HK$12.23M · min. income ≈ HK$130,842/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$655,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,732
−HK$4,498/mo
▼ 0.25% · 3.875%
HK$73,963
−HK$2,267/mo
Today · 4.125%
HK$76,230
baseline
▲ 0.50% · 4.625%
HK$80,869
+HK$4,639/mo
Deposit HK$1.75M · loan HK$15.73M · min. income ≈ HK$152,460/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$655,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,801
−HK$4,312/mo
▼ 0.25% · 3.875%
HK$81,941
−HK$2,172/mo
Today · 4.125%
HK$84,113
baseline
▲ 0.50% · 4.625%
HK$88,546
+HK$4,433/mo
Deposit HK$1.75M · loan HK$15.73M · min. income ≈ HK$168,226/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$655,374 · Scale 2, in force from 26 Feb 2026)