LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,851
−HK$2,500/mo
▼ 0.25% · 3.875%
HK$41,091
−HK$1,260/mo
Today · 4.125%
HK$42,351
baseline
▲ 0.50% · 4.625%
HK$44,927
+HK$2,576/mo
Deposit HK$8.74M · loan HK$8.74M · min. income ≈ HK$84,702/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$655,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,334
−HK$2,396/mo
▼ 0.25% · 3.875%
HK$45,523
−HK$1,207/mo
Today · 4.125%
HK$46,730
baseline
▲ 0.50% · 4.625%
HK$49,193
+HK$2,463/mo
Deposit HK$8.74M · loan HK$8.74M · min. income ≈ HK$93,460/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$655,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,822
−HK$2,999/mo
▼ 0.25% · 3.875%
HK$49,309
−HK$1,512/mo
Today · 4.125%
HK$50,821
baseline
▲ 0.50% · 4.625%
HK$53,913
+HK$3,092/mo
Deposit HK$6.99M · loan HK$10.49M · min. income ≈ HK$101,642/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$655,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,201
−HK$2,875/mo
▼ 0.25% · 3.875%
HK$54,628
−HK$1,448/mo
Today · 4.125%
HK$56,076
baseline
▲ 0.50% · 4.625%
HK$59,031
+HK$2,955/mo
Deposit HK$6.99M · loan HK$10.49M · min. income ≈ HK$112,152/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$655,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,792
−HK$3,499/mo
▼ 0.25% · 3.875%
HK$57,528
−HK$1,763/mo
Today · 4.125%
HK$59,291
baseline
▲ 0.50% · 4.625%
HK$62,898
+HK$3,607/mo
Deposit HK$5.24M · loan HK$12.23M · min. income ≈ HK$118,582/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$655,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,068
−HK$3,353/mo
▼ 0.25% · 3.875%
HK$63,733
−HK$1,688/mo
Today · 4.125%
HK$65,421
baseline
▲ 0.50% · 4.625%
HK$68,870
+HK$3,449/mo
Deposit HK$5.24M · loan HK$12.23M · min. income ≈ HK$130,842/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$655,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,733
−HK$4,498/mo
▼ 0.25% · 3.875%
HK$73,964
−HK$2,267/mo
Today · 4.125%
HK$76,231
baseline
▲ 0.50% · 4.625%
HK$80,869
+HK$4,638/mo
Deposit HK$1.75M · loan HK$15.73M · min. income ≈ HK$152,462/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$655,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,802
−HK$4,311/mo
▼ 0.25% · 3.875%
HK$81,942
−HK$2,171/mo
Today · 4.125%
HK$84,113
baseline
▲ 0.50% · 4.625%
HK$88,547
+HK$4,434/mo
Deposit HK$1.75M · loan HK$15.73M · min. income ≈ HK$168,226/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$655,379 · Scale 2, in force from 26 Feb 2026)