LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,853
−HK$2,499/mo
▼ 0.25% · 3.875%
HK$41,093
−HK$1,259/mo
Today · 4.125%
HK$42,352
baseline
▲ 0.50% · 4.625%
HK$44,929
+HK$2,577/mo
Deposit HK$8.74M · loan HK$8.74M · min. income ≈ HK$84,704/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$655,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,336
−HK$2,395/mo
▼ 0.25% · 3.875%
HK$45,525
−HK$1,206/mo
Today · 4.125%
HK$46,731
baseline
▲ 0.50% · 4.625%
HK$49,195
+HK$2,464/mo
Deposit HK$8.74M · loan HK$8.74M · min. income ≈ HK$93,462/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$655,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,824
−HK$2,999/mo
▼ 0.25% · 3.875%
HK$49,311
−HK$1,512/mo
Today · 4.125%
HK$50,823
baseline
▲ 0.50% · 4.625%
HK$53,915
+HK$3,092/mo
Deposit HK$6.99M · loan HK$10.49M · min. income ≈ HK$101,646/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$655,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,203
−HK$2,875/mo
▼ 0.25% · 3.875%
HK$54,630
−HK$1,448/mo
Today · 4.125%
HK$56,078
baseline
▲ 0.50% · 4.625%
HK$59,034
+HK$2,956/mo
Deposit HK$6.99M · loan HK$10.49M · min. income ≈ HK$112,156/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$655,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,794
−HK$3,499/mo
▼ 0.25% · 3.875%
HK$57,530
−HK$1,763/mo
Today · 4.125%
HK$59,293
baseline
▲ 0.50% · 4.625%
HK$62,901
+HK$3,608/mo
Deposit HK$5.24M · loan HK$12.23M · min. income ≈ HK$118,586/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$655,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,070
−HK$3,354/mo
▼ 0.25% · 3.875%
HK$63,735
−HK$1,689/mo
Today · 4.125%
HK$65,424
baseline
▲ 0.50% · 4.625%
HK$68,873
+HK$3,449/mo
Deposit HK$5.24M · loan HK$12.23M · min. income ≈ HK$130,848/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$655,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,735
−HK$4,499/mo
▼ 0.25% · 3.875%
HK$73,967
−HK$2,267/mo
Today · 4.125%
HK$76,234
baseline
▲ 0.50% · 4.625%
HK$80,873
+HK$4,639/mo
Deposit HK$1.75M · loan HK$15.73M · min. income ≈ HK$152,468/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$655,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,805
−HK$4,312/mo
▼ 0.25% · 3.875%
HK$81,945
−HK$2,172/mo
Today · 4.125%
HK$84,117
baseline
▲ 0.50% · 4.625%
HK$88,550
+HK$4,433/mo
Deposit HK$1.75M · loan HK$15.73M · min. income ≈ HK$168,234/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$655,404 · Scale 2, in force from 26 Feb 2026)