LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,854
−HK$2,499/mo
▼ 0.25% · 3.875%
HK$41,093
−HK$1,260/mo
Today · 4.125%
HK$42,353
baseline
▲ 0.50% · 4.625%
HK$44,930
+HK$2,577/mo
Deposit HK$8.74M · loan HK$8.74M · min. income ≈ HK$84,706/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$655,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,337
−HK$2,395/mo
▼ 0.25% · 3.875%
HK$45,526
−HK$1,206/mo
Today · 4.125%
HK$46,732
baseline
▲ 0.50% · 4.625%
HK$49,195
+HK$2,463/mo
Deposit HK$8.74M · loan HK$8.74M · min. income ≈ HK$93,464/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$655,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,824
−HK$2,999/mo
▼ 0.25% · 3.875%
HK$49,312
−HK$1,511/mo
Today · 4.125%
HK$50,823
baseline
▲ 0.50% · 4.625%
HK$53,916
+HK$3,093/mo
Deposit HK$6.99M · loan HK$10.49M · min. income ≈ HK$101,646/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$655,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,204
−HK$2,875/mo
▼ 0.25% · 3.875%
HK$54,631
−HK$1,448/mo
Today · 4.125%
HK$56,079
baseline
▲ 0.50% · 4.625%
HK$59,035
+HK$2,956/mo
Deposit HK$6.99M · loan HK$10.49M · min. income ≈ HK$112,158/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$655,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,795
−HK$3,499/mo
▼ 0.25% · 3.875%
HK$57,531
−HK$1,763/mo
Today · 4.125%
HK$59,294
baseline
▲ 0.50% · 4.625%
HK$62,902
+HK$3,608/mo
Deposit HK$5.24M · loan HK$12.23M · min. income ≈ HK$118,588/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$655,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,072
−HK$3,353/mo
▼ 0.25% · 3.875%
HK$63,736
−HK$1,689/mo
Today · 4.125%
HK$65,425
baseline
▲ 0.50% · 4.625%
HK$68,874
+HK$3,449/mo
Deposit HK$5.24M · loan HK$12.23M · min. income ≈ HK$130,850/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$655,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,737
−HK$4,498/mo
▼ 0.25% · 3.875%
HK$73,968
−HK$2,267/mo
Today · 4.125%
HK$76,235
baseline
▲ 0.50% · 4.625%
HK$80,874
+HK$4,639/mo
Deposit HK$1.75M · loan HK$15.73M · min. income ≈ HK$152,470/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$655,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,806
−HK$4,312/mo
▼ 0.25% · 3.875%
HK$81,947
−HK$2,171/mo
Today · 4.125%
HK$84,118
baseline
▲ 0.50% · 4.625%
HK$88,552
+HK$4,434/mo
Deposit HK$1.75M · loan HK$15.73M · min. income ≈ HK$168,236/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$655,415 · Scale 2, in force from 26 Feb 2026)