LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,855
−HK$2,499/mo
▼ 0.25% · 3.875%
HK$41,095
−HK$1,259/mo
Today · 4.125%
HK$42,354
baseline
▲ 0.50% · 4.625%
HK$44,931
+HK$2,577/mo
Deposit HK$8.74M · loan HK$8.74M · min. income ≈ HK$84,708/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$655,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,338
−HK$2,396/mo
▼ 0.25% · 3.875%
HK$45,528
−HK$1,206/mo
Today · 4.125%
HK$46,734
baseline
▲ 0.50% · 4.625%
HK$49,197
+HK$2,463/mo
Deposit HK$8.74M · loan HK$8.74M · min. income ≈ HK$93,468/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$655,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,826
−HK$2,999/mo
▼ 0.25% · 3.875%
HK$49,314
−HK$1,511/mo
Today · 4.125%
HK$50,825
baseline
▲ 0.50% · 4.625%
HK$53,918
+HK$3,093/mo
Deposit HK$6.99M · loan HK$10.49M · min. income ≈ HK$101,650/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$655,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,206
−HK$2,875/mo
▼ 0.25% · 3.875%
HK$54,633
−HK$1,448/mo
Today · 4.125%
HK$56,081
baseline
▲ 0.50% · 4.625%
HK$59,037
+HK$2,956/mo
Deposit HK$6.99M · loan HK$10.49M · min. income ≈ HK$112,162/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$655,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,797
−HK$3,499/mo
▼ 0.25% · 3.875%
HK$57,533
−HK$1,763/mo
Today · 4.125%
HK$59,296
baseline
▲ 0.50% · 4.625%
HK$62,904
+HK$3,608/mo
Deposit HK$5.24M · loan HK$12.23M · min. income ≈ HK$118,592/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$655,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,074
−HK$3,353/mo
▼ 0.25% · 3.875%
HK$63,739
−HK$1,688/mo
Today · 4.125%
HK$65,427
baseline
▲ 0.50% · 4.625%
HK$68,876
+HK$3,449/mo
Deposit HK$5.24M · loan HK$12.23M · min. income ≈ HK$130,854/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$655,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,739
−HK$4,499/mo
▼ 0.25% · 3.875%
HK$73,971
−HK$2,267/mo
Today · 4.125%
HK$76,238
baseline
▲ 0.50% · 4.625%
HK$80,877
+HK$4,639/mo
Deposit HK$1.75M · loan HK$15.73M · min. income ≈ HK$152,476/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$655,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,809
−HK$4,312/mo
▼ 0.25% · 3.875%
HK$81,950
−HK$2,171/mo
Today · 4.125%
HK$84,121
baseline
▲ 0.50% · 4.625%
HK$88,555
+HK$4,434/mo
Deposit HK$1.75M · loan HK$15.73M · min. income ≈ HK$168,242/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$655,438 · Scale 2, in force from 26 Feb 2026)