LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,856
−HK$2,500/mo
▼ 0.25% · 3.875%
HK$41,096
−HK$1,260/mo
Today · 4.125%
HK$42,356
baseline
▲ 0.50% · 4.625%
HK$44,933
+HK$2,577/mo
Deposit HK$8.74M · loan HK$8.74M · min. income ≈ HK$84,712/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$655,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,340
−HK$2,395/mo
▼ 0.25% · 3.875%
HK$45,529
−HK$1,206/mo
Today · 4.125%
HK$46,735
baseline
▲ 0.50% · 4.625%
HK$49,199
+HK$2,464/mo
Deposit HK$8.74M · loan HK$8.74M · min. income ≈ HK$93,470/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$655,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,827
−HK$3,000/mo
▼ 0.25% · 3.875%
HK$49,315
−HK$1,512/mo
Today · 4.125%
HK$50,827
baseline
▲ 0.50% · 4.625%
HK$53,919
+HK$3,092/mo
Deposit HK$6.99M · loan HK$10.49M · min. income ≈ HK$101,654/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$655,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,208
−HK$2,874/mo
▼ 0.25% · 3.875%
HK$54,635
−HK$1,447/mo
Today · 4.125%
HK$56,082
baseline
▲ 0.50% · 4.625%
HK$59,038
+HK$2,956/mo
Deposit HK$6.99M · loan HK$10.49M · min. income ≈ HK$112,164/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$655,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,799
−HK$3,499/mo
▼ 0.25% · 3.875%
HK$57,534
−HK$1,764/mo
Today · 4.125%
HK$59,298
baseline
▲ 0.50% · 4.625%
HK$62,906
+HK$3,608/mo
Deposit HK$5.24M · loan HK$12.24M · min. income ≈ HK$118,596/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$655,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,076
−HK$3,353/mo
▼ 0.25% · 3.875%
HK$63,740
−HK$1,689/mo
Today · 4.125%
HK$65,429
baseline
▲ 0.50% · 4.625%
HK$68,878
+HK$3,449/mo
Deposit HK$5.24M · loan HK$12.24M · min. income ≈ HK$130,858/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$655,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,741
−HK$4,499/mo
▼ 0.25% · 3.875%
HK$73,973
−HK$2,267/mo
Today · 4.125%
HK$76,240
baseline
▲ 0.50% · 4.625%
HK$80,879
+HK$4,639/mo
Deposit HK$1.75M · loan HK$15.73M · min. income ≈ HK$152,480/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$655,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,811
−HK$4,312/mo
▼ 0.25% · 3.875%
HK$81,952
−HK$2,171/mo
Today · 4.125%
HK$84,123
baseline
▲ 0.50% · 4.625%
HK$88,558
+HK$4,435/mo
Deposit HK$1.75M · loan HK$15.73M · min. income ≈ HK$168,246/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$655,457 · Scale 2, in force from 26 Feb 2026)