LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,858
−HK$2,500/mo
▼ 0.25% · 3.875%
HK$41,098
−HK$1,260/mo
Today · 4.125%
HK$42,358
baseline
▲ 0.50% · 4.625%
HK$44,935
+HK$2,577/mo
Deposit HK$8.74M · loan HK$8.74M · min. income ≈ HK$84,716/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$655,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,342
−HK$2,396/mo
▼ 0.25% · 3.875%
HK$45,531
−HK$1,207/mo
Today · 4.125%
HK$46,738
baseline
▲ 0.50% · 4.625%
HK$49,201
+HK$2,463/mo
Deposit HK$8.74M · loan HK$8.74M · min. income ≈ HK$93,476/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$655,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,830
−HK$2,999/mo
▼ 0.25% · 3.875%
HK$49,318
−HK$1,511/mo
Today · 4.125%
HK$50,829
baseline
▲ 0.50% · 4.625%
HK$53,922
+HK$3,093/mo
Deposit HK$6.99M · loan HK$10.49M · min. income ≈ HK$101,658/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$655,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,211
−HK$2,874/mo
▼ 0.25% · 3.875%
HK$54,638
−HK$1,447/mo
Today · 4.125%
HK$56,085
baseline
▲ 0.50% · 4.625%
HK$59,042
+HK$2,957/mo
Deposit HK$6.99M · loan HK$10.49M · min. income ≈ HK$112,170/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$655,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,802
−HK$3,499/mo
▼ 0.25% · 3.875%
HK$57,538
−HK$1,763/mo
Today · 4.125%
HK$59,301
baseline
▲ 0.50% · 4.625%
HK$62,909
+HK$3,608/mo
Deposit HK$5.24M · loan HK$12.24M · min. income ≈ HK$118,602/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$655,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,079
−HK$3,354/mo
▼ 0.25% · 3.875%
HK$63,744
−HK$1,689/mo
Today · 4.125%
HK$65,433
baseline
▲ 0.50% · 4.625%
HK$68,882
+HK$3,449/mo
Deposit HK$5.24M · loan HK$12.24M · min. income ≈ HK$130,866/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$655,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,745
−HK$4,499/mo
▼ 0.25% · 3.875%
HK$73,977
−HK$2,267/mo
Today · 4.125%
HK$76,244
baseline
▲ 0.50% · 4.625%
HK$80,884
+HK$4,640/mo
Deposit HK$1.75M · loan HK$15.73M · min. income ≈ HK$152,488/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$655,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,816
−HK$4,312/mo
▼ 0.25% · 3.875%
HK$81,956
−HK$2,172/mo
Today · 4.125%
HK$84,128
baseline
▲ 0.50% · 4.625%
HK$88,562
+HK$4,434/mo
Deposit HK$1.75M · loan HK$15.73M · min. income ≈ HK$168,256/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$655,493 · Scale 2, in force from 26 Feb 2026)