LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,859
−HK$2,500/mo
▼ 0.25% · 3.875%
HK$41,099
−HK$1,260/mo
Today · 4.125%
HK$42,359
baseline
▲ 0.50% · 4.625%
HK$44,936
+HK$2,577/mo
Deposit HK$8.74M · loan HK$8.74M · min. income ≈ HK$84,718/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$655,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,343
−HK$2,396/mo
▼ 0.25% · 3.875%
HK$45,532
−HK$1,207/mo
Today · 4.125%
HK$46,739
baseline
▲ 0.50% · 4.625%
HK$49,202
+HK$2,463/mo
Deposit HK$8.74M · loan HK$8.74M · min. income ≈ HK$93,478/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$655,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,831
−HK$3,000/mo
▼ 0.25% · 3.875%
HK$49,319
−HK$1,512/mo
Today · 4.125%
HK$50,831
baseline
▲ 0.50% · 4.625%
HK$53,923
+HK$3,092/mo
Deposit HK$6.99M · loan HK$10.49M · min. income ≈ HK$101,662/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$655,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,212
−HK$2,874/mo
▼ 0.25% · 3.875%
HK$54,639
−HK$1,447/mo
Today · 4.125%
HK$56,086
baseline
▲ 0.50% · 4.625%
HK$59,043
+HK$2,957/mo
Deposit HK$6.99M · loan HK$10.49M · min. income ≈ HK$112,172/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$655,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,803
−HK$3,499/mo
▼ 0.25% · 3.875%
HK$57,539
−HK$1,763/mo
Today · 4.125%
HK$59,302
baseline
▲ 0.50% · 4.625%
HK$62,911
+HK$3,609/mo
Deposit HK$5.24M · loan HK$12.24M · min. income ≈ HK$118,604/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$655,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,080
−HK$3,354/mo
▼ 0.25% · 3.875%
HK$63,745
−HK$1,689/mo
Today · 4.125%
HK$65,434
baseline
▲ 0.50% · 4.625%
HK$68,883
+HK$3,449/mo
Deposit HK$5.24M · loan HK$12.24M · min. income ≈ HK$130,868/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$655,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,747
−HK$4,499/mo
▼ 0.25% · 3.875%
HK$73,978
−HK$2,268/mo
Today · 4.125%
HK$76,246
baseline
▲ 0.50% · 4.625%
HK$80,885
+HK$4,639/mo
Deposit HK$1.75M · loan HK$15.73M · min. income ≈ HK$152,492/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$655,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,817
−HK$4,313/mo
▼ 0.25% · 3.875%
HK$81,958
−HK$2,172/mo
Today · 4.125%
HK$84,130
baseline
▲ 0.50% · 4.625%
HK$88,564
+HK$4,434/mo
Deposit HK$1.75M · loan HK$15.73M · min. income ≈ HK$168,260/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$655,507 · Scale 2, in force from 26 Feb 2026)