LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,861
−HK$2,499/mo
▼ 0.25% · 3.875%
HK$41,101
−HK$1,259/mo
Today · 4.125%
HK$42,360
baseline
▲ 0.50% · 4.625%
HK$44,938
+HK$2,578/mo
Deposit HK$8.74M · loan HK$8.74M · min. income ≈ HK$84,720/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$655,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,345
−HK$2,395/mo
▼ 0.25% · 3.875%
HK$45,534
−HK$1,206/mo
Today · 4.125%
HK$46,740
baseline
▲ 0.50% · 4.625%
HK$49,204
+HK$2,464/mo
Deposit HK$8.74M · loan HK$8.74M · min. income ≈ HK$93,480/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$655,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,833
−HK$2,999/mo
▼ 0.25% · 3.875%
HK$49,321
−HK$1,511/mo
Today · 4.125%
HK$50,832
baseline
▲ 0.50% · 4.625%
HK$53,925
+HK$3,093/mo
Deposit HK$6.99M · loan HK$10.49M · min. income ≈ HK$101,664/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$655,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,213
−HK$2,875/mo
▼ 0.25% · 3.875%
HK$54,641
−HK$1,447/mo
Today · 4.125%
HK$56,088
baseline
▲ 0.50% · 4.625%
HK$59,045
+HK$2,957/mo
Deposit HK$6.99M · loan HK$10.49M · min. income ≈ HK$112,176/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$655,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,805
−HK$3,499/mo
▼ 0.25% · 3.875%
HK$57,541
−HK$1,763/mo
Today · 4.125%
HK$59,304
baseline
▲ 0.50% · 4.625%
HK$62,913
+HK$3,609/mo
Deposit HK$5.24M · loan HK$12.24M · min. income ≈ HK$118,608/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$655,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,082
−HK$3,355/mo
▼ 0.25% · 3.875%
HK$63,747
−HK$1,690/mo
Today · 4.125%
HK$65,437
baseline
▲ 0.50% · 4.625%
HK$68,886
+HK$3,449/mo
Deposit HK$5.24M · loan HK$12.24M · min. income ≈ HK$130,874/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$655,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,749
−HK$4,499/mo
▼ 0.25% · 3.875%
HK$73,981
−HK$2,267/mo
Today · 4.125%
HK$76,248
baseline
▲ 0.50% · 4.625%
HK$80,888
+HK$4,640/mo
Deposit HK$1.75M · loan HK$15.73M · min. income ≈ HK$152,496/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$655,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,820
−HK$4,313/mo
▼ 0.25% · 3.875%
HK$81,961
−HK$2,172/mo
Today · 4.125%
HK$84,133
baseline
▲ 0.50% · 4.625%
HK$88,567
+HK$4,434/mo
Deposit HK$1.75M · loan HK$15.73M · min. income ≈ HK$168,266/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$655,530 · Scale 2, in force from 26 Feb 2026)