LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,863
−HK$2,500/mo
▼ 0.25% · 3.875%
HK$41,103
−HK$1,260/mo
Today · 4.125%
HK$42,363
baseline
▲ 0.50% · 4.625%
HK$44,941
+HK$2,578/mo
Deposit HK$8.74M · loan HK$8.74M · min. income ≈ HK$84,726/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$655,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,347
−HK$2,396/mo
▼ 0.25% · 3.875%
HK$45,537
−HK$1,206/mo
Today · 4.125%
HK$46,743
baseline
▲ 0.50% · 4.625%
HK$49,207
+HK$2,464/mo
Deposit HK$8.74M · loan HK$8.74M · min. income ≈ HK$93,486/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$655,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,836
−HK$3,000/mo
▼ 0.25% · 3.875%
HK$49,324
−HK$1,512/mo
Today · 4.125%
HK$50,836
baseline
▲ 0.50% · 4.625%
HK$53,929
+HK$3,093/mo
Deposit HK$6.99M · loan HK$10.49M · min. income ≈ HK$101,672/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$655,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,217
−HK$2,875/mo
▼ 0.25% · 3.875%
HK$54,644
−HK$1,448/mo
Today · 4.125%
HK$56,092
baseline
▲ 0.50% · 4.625%
HK$59,049
+HK$2,957/mo
Deposit HK$6.99M · loan HK$10.49M · min. income ≈ HK$112,184/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$655,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,809
−HK$3,499/mo
▼ 0.25% · 3.875%
HK$57,545
−HK$1,763/mo
Today · 4.125%
HK$59,308
baseline
▲ 0.50% · 4.625%
HK$62,917
+HK$3,609/mo
Deposit HK$5.24M · loan HK$12.24M · min. income ≈ HK$118,616/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$655,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,086
−HK$3,355/mo
▼ 0.25% · 3.875%
HK$63,752
−HK$1,689/mo
Today · 4.125%
HK$65,441
baseline
▲ 0.50% · 4.625%
HK$68,890
+HK$3,449/mo
Deposit HK$5.24M · loan HK$12.24M · min. income ≈ HK$130,882/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$655,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,754
−HK$4,499/mo
▼ 0.25% · 3.875%
HK$73,986
−HK$2,267/mo
Today · 4.125%
HK$76,253
baseline
▲ 0.50% · 4.625%
HK$80,893
+HK$4,640/mo
Deposit HK$1.75M · loan HK$15.73M · min. income ≈ HK$152,506/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$655,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,825
−HK$4,313/mo
▼ 0.25% · 3.875%
HK$81,966
−HK$2,172/mo
Today · 4.125%
HK$84,138
baseline
▲ 0.50% · 4.625%
HK$88,573
+HK$4,435/mo
Deposit HK$1.75M · loan HK$15.73M · min. income ≈ HK$168,276/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$655,573 · Scale 2, in force from 26 Feb 2026)