LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,865
−HK$2,500/mo
▼ 0.25% · 3.875%
HK$41,105
−HK$1,260/mo
Today · 4.125%
HK$42,365
baseline
▲ 0.50% · 4.625%
HK$44,943
+HK$2,578/mo
Deposit HK$8.74M · loan HK$8.74M · min. income ≈ HK$84,730/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$655,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,349
−HK$2,396/mo
▼ 0.25% · 3.875%
HK$45,539
−HK$1,206/mo
Today · 4.125%
HK$46,745
baseline
▲ 0.50% · 4.625%
HK$49,209
+HK$2,464/mo
Deposit HK$8.74M · loan HK$8.74M · min. income ≈ HK$93,490/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$655,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,838
−HK$3,000/mo
▼ 0.25% · 3.875%
HK$49,326
−HK$1,512/mo
Today · 4.125%
HK$50,838
baseline
▲ 0.50% · 4.625%
HK$53,931
+HK$3,093/mo
Deposit HK$6.99M · loan HK$10.49M · min. income ≈ HK$101,676/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$655,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,219
−HK$2,875/mo
▼ 0.25% · 3.875%
HK$54,647
−HK$1,447/mo
Today · 4.125%
HK$56,094
baseline
▲ 0.50% · 4.625%
HK$59,051
+HK$2,957/mo
Deposit HK$6.99M · loan HK$10.49M · min. income ≈ HK$112,188/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$655,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,811
−HK$3,500/mo
▼ 0.25% · 3.875%
HK$57,547
−HK$1,764/mo
Today · 4.125%
HK$59,311
baseline
▲ 0.50% · 4.625%
HK$62,920
+HK$3,609/mo
Deposit HK$5.24M · loan HK$12.24M · min. income ≈ HK$118,622/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$655,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,089
−HK$3,355/mo
▼ 0.25% · 3.875%
HK$63,754
−HK$1,690/mo
Today · 4.125%
HK$65,444
baseline
▲ 0.50% · 4.625%
HK$68,893
+HK$3,449/mo
Deposit HK$5.24M · loan HK$12.24M · min. income ≈ HK$130,888/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$655,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,757
−HK$4,500/mo
▼ 0.25% · 3.875%
HK$73,989
−HK$2,268/mo
Today · 4.125%
HK$76,257
baseline
▲ 0.50% · 4.625%
HK$80,897
+HK$4,640/mo
Deposit HK$1.75M · loan HK$15.73M · min. income ≈ HK$152,514/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$655,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,829
−HK$4,313/mo
▼ 0.25% · 3.875%
HK$81,970
−HK$2,172/mo
Today · 4.125%
HK$84,142
baseline
▲ 0.50% · 4.625%
HK$88,577
+HK$4,435/mo
Deposit HK$1.75M · loan HK$15.73M · min. income ≈ HK$168,284/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$655,600 · Scale 2, in force from 26 Feb 2026)