LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,868
−HK$2,501/mo
▼ 0.25% · 3.875%
HK$41,109
−HK$1,260/mo
Today · 4.125%
HK$42,369
baseline
▲ 0.50% · 4.625%
HK$44,947
+HK$2,578/mo
Deposit HK$8.74M · loan HK$8.74M · min. income ≈ HK$84,738/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$655,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,353
−HK$2,397/mo
▼ 0.25% · 3.875%
HK$45,543
−HK$1,207/mo
Today · 4.125%
HK$46,750
baseline
▲ 0.50% · 4.625%
HK$49,214
+HK$2,464/mo
Deposit HK$8.74M · loan HK$8.74M · min. income ≈ HK$93,500/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$655,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,842
−HK$3,000/mo
▼ 0.25% · 3.875%
HK$49,330
−HK$1,512/mo
Today · 4.125%
HK$50,842
baseline
▲ 0.50% · 4.625%
HK$53,936
+HK$3,094/mo
Deposit HK$6.99M · loan HK$10.49M · min. income ≈ HK$101,684/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$655,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,224
−HK$2,875/mo
▼ 0.25% · 3.875%
HK$54,651
−HK$1,448/mo
Today · 4.125%
HK$56,099
baseline
▲ 0.50% · 4.625%
HK$59,057
+HK$2,958/mo
Deposit HK$6.99M · loan HK$10.49M · min. income ≈ HK$112,198/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$655,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,816
−HK$3,500/mo
▼ 0.25% · 3.875%
HK$57,552
−HK$1,764/mo
Today · 4.125%
HK$59,316
baseline
▲ 0.50% · 4.625%
HK$62,925
+HK$3,609/mo
Deposit HK$5.25M · loan HK$12.24M · min. income ≈ HK$118,632/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$655,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,095
−HK$3,354/mo
▼ 0.25% · 3.875%
HK$63,760
−HK$1,689/mo
Today · 4.125%
HK$65,449
baseline
▲ 0.50% · 4.625%
HK$68,899
+HK$3,450/mo
Deposit HK$5.25M · loan HK$12.24M · min. income ≈ HK$130,898/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$655,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,763
−HK$4,500/mo
▼ 0.25% · 3.875%
HK$73,996
−HK$2,267/mo
Today · 4.125%
HK$76,263
baseline
▲ 0.50% · 4.625%
HK$80,904
+HK$4,641/mo
Deposit HK$1.75M · loan HK$15.74M · min. income ≈ HK$152,526/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$655,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,836
−HK$4,313/mo
▼ 0.25% · 3.875%
HK$81,977
−HK$2,172/mo
Today · 4.125%
HK$84,149
baseline
▲ 0.50% · 4.625%
HK$88,585
+HK$4,436/mo
Deposit HK$1.75M · loan HK$15.74M · min. income ≈ HK$168,298/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$655,658 · Scale 2, in force from 26 Feb 2026)