LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,873
−HK$2,501/mo
▼ 0.25% · 3.875%
HK$41,113
−HK$1,261/mo
Today · 4.125%
HK$42,374
baseline
▲ 0.50% · 4.625%
HK$44,952
+HK$2,578/mo
Deposit HK$8.74M · loan HK$8.74M · min. income ≈ HK$84,748/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$655,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,358
−HK$2,397/mo
▼ 0.25% · 3.875%
HK$45,548
−HK$1,207/mo
Today · 4.125%
HK$46,755
baseline
▲ 0.50% · 4.625%
HK$49,220
+HK$2,465/mo
Deposit HK$8.74M · loan HK$8.74M · min. income ≈ HK$93,510/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$655,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,848
−HK$3,000/mo
▼ 0.25% · 3.875%
HK$49,336
−HK$1,512/mo
Today · 4.125%
HK$50,848
baseline
▲ 0.50% · 4.625%
HK$53,942
+HK$3,094/mo
Deposit HK$6.99M · loan HK$10.49M · min. income ≈ HK$101,696/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$655,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,230
−HK$2,876/mo
▼ 0.25% · 3.875%
HK$54,658
−HK$1,448/mo
Today · 4.125%
HK$56,106
baseline
▲ 0.50% · 4.625%
HK$59,063
+HK$2,957/mo
Deposit HK$6.99M · loan HK$10.49M · min. income ≈ HK$112,212/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$655,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,822
−HK$3,501/mo
▼ 0.25% · 3.875%
HK$57,559
−HK$1,764/mo
Today · 4.125%
HK$59,323
baseline
▲ 0.50% · 4.625%
HK$62,933
+HK$3,610/mo
Deposit HK$5.25M · loan HK$12.24M · min. income ≈ HK$118,646/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$655,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,102
−HK$3,355/mo
▼ 0.25% · 3.875%
HK$63,767
−HK$1,690/mo
Today · 4.125%
HK$65,457
baseline
▲ 0.50% · 4.625%
HK$68,907
+HK$3,450/mo
Deposit HK$5.25M · loan HK$12.24M · min. income ≈ HK$130,914/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$655,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,772
−HK$4,500/mo
▼ 0.25% · 3.875%
HK$74,004
−HK$2,268/mo
Today · 4.125%
HK$76,272
baseline
▲ 0.50% · 4.625%
HK$80,913
+HK$4,641/mo
Deposit HK$1.75M · loan HK$15.74M · min. income ≈ HK$152,544/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$655,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,845
−HK$4,314/mo
▼ 0.25% · 3.875%
HK$81,987
−HK$2,172/mo
Today · 4.125%
HK$84,159
baseline
▲ 0.50% · 4.625%
HK$88,595
+HK$4,436/mo
Deposit HK$1.75M · loan HK$15.74M · min. income ≈ HK$168,318/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$655,735 · Scale 2, in force from 26 Feb 2026)