LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,874
−HK$2,501/mo
▼ 0.25% · 3.875%
HK$41,114
−HK$1,261/mo
Today · 4.125%
HK$42,375
baseline
▲ 0.50% · 4.625%
HK$44,953
+HK$2,578/mo
Deposit HK$8.74M · loan HK$8.74M · min. income ≈ HK$84,750/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$655,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,360
−HK$2,396/mo
▼ 0.25% · 3.875%
HK$45,549
−HK$1,207/mo
Today · 4.125%
HK$46,756
baseline
▲ 0.50% · 4.625%
HK$49,221
+HK$2,465/mo
Deposit HK$8.74M · loan HK$8.74M · min. income ≈ HK$93,512/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$655,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,849
−HK$3,000/mo
▼ 0.25% · 3.875%
HK$49,337
−HK$1,512/mo
Today · 4.125%
HK$50,849
baseline
▲ 0.50% · 4.625%
HK$53,944
+HK$3,095/mo
Deposit HK$6.99M · loan HK$10.49M · min. income ≈ HK$101,698/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$655,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,231
−HK$2,876/mo
▼ 0.25% · 3.875%
HK$54,659
−HK$1,448/mo
Today · 4.125%
HK$56,107
baseline
▲ 0.50% · 4.625%
HK$59,065
+HK$2,958/mo
Deposit HK$6.99M · loan HK$10.49M · min. income ≈ HK$112,214/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$655,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,824
−HK$3,500/mo
▼ 0.25% · 3.875%
HK$57,560
−HK$1,764/mo
Today · 4.125%
HK$59,324
baseline
▲ 0.50% · 4.625%
HK$62,934
+HK$3,610/mo
Deposit HK$5.25M · loan HK$12.24M · min. income ≈ HK$118,648/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$655,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,103
−HK$3,356/mo
▼ 0.25% · 3.875%
HK$63,769
−HK$1,690/mo
Today · 4.125%
HK$65,459
baseline
▲ 0.50% · 4.625%
HK$68,909
+HK$3,450/mo
Deposit HK$5.25M · loan HK$12.24M · min. income ≈ HK$130,918/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$655,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,773
−HK$4,501/mo
▼ 0.25% · 3.875%
HK$74,006
−HK$2,268/mo
Today · 4.125%
HK$76,274
baseline
▲ 0.50% · 4.625%
HK$80,915
+HK$4,641/mo
Deposit HK$1.75M · loan HK$15.74M · min. income ≈ HK$152,548/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$655,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,847
−HK$4,314/mo
▼ 0.25% · 3.875%
HK$81,989
−HK$2,172/mo
Today · 4.125%
HK$84,161
baseline
▲ 0.50% · 4.625%
HK$88,597
+HK$4,436/mo
Deposit HK$1.75M · loan HK$15.74M · min. income ≈ HK$168,322/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$655,751 · Scale 2, in force from 26 Feb 2026)