LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,876
−HK$2,500/mo
▼ 0.25% · 3.875%
HK$41,116
−HK$1,260/mo
Today · 4.125%
HK$42,376
baseline
▲ 0.50% · 4.625%
HK$44,955
+HK$2,579/mo
Deposit HK$8.74M · loan HK$8.74M · min. income ≈ HK$84,752/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$655,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,361
−HK$2,397/mo
▼ 0.25% · 3.875%
HK$45,551
−HK$1,207/mo
Today · 4.125%
HK$46,758
baseline
▲ 0.50% · 4.625%
HK$49,223
+HK$2,465/mo
Deposit HK$8.74M · loan HK$8.74M · min. income ≈ HK$93,516/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$655,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,851
−HK$3,001/mo
▼ 0.25% · 3.875%
HK$49,339
−HK$1,513/mo
Today · 4.125%
HK$50,852
baseline
▲ 0.50% · 4.625%
HK$53,946
+HK$3,094/mo
Deposit HK$6.99M · loan HK$10.49M · min. income ≈ HK$101,704/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$655,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,234
−HK$2,876/mo
▼ 0.25% · 3.875%
HK$54,661
−HK$1,449/mo
Today · 4.125%
HK$56,110
baseline
▲ 0.50% · 4.625%
HK$59,067
+HK$2,957/mo
Deposit HK$6.99M · loan HK$10.49M · min. income ≈ HK$112,220/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$655,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,826
−HK$3,501/mo
▼ 0.25% · 3.875%
HK$57,563
−HK$1,764/mo
Today · 4.125%
HK$59,327
baseline
▲ 0.50% · 4.625%
HK$62,937
+HK$3,610/mo
Deposit HK$5.25M · loan HK$12.24M · min. income ≈ HK$118,654/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$655,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,106
−HK$3,355/mo
▼ 0.25% · 3.875%
HK$63,772
−HK$1,689/mo
Today · 4.125%
HK$65,461
baseline
▲ 0.50% · 4.625%
HK$68,912
+HK$3,451/mo
Deposit HK$5.25M · loan HK$12.24M · min. income ≈ HK$130,922/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$655,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,776
−HK$4,501/mo
▼ 0.25% · 3.875%
HK$74,009
−HK$2,268/mo
Today · 4.125%
HK$76,277
baseline
▲ 0.50% · 4.625%
HK$80,919
+HK$4,642/mo
Deposit HK$1.75M · loan HK$15.74M · min. income ≈ HK$152,554/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$655,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,851
−HK$4,314/mo
▼ 0.25% · 3.875%
HK$81,992
−HK$2,173/mo
Today · 4.125%
HK$84,165
baseline
▲ 0.50% · 4.625%
HK$88,601
+HK$4,436/mo
Deposit HK$1.75M · loan HK$15.74M · min. income ≈ HK$168,330/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$655,778 · Scale 2, in force from 26 Feb 2026)