LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,877
−HK$2,501/mo
▼ 0.25% · 3.875%
HK$41,118
−HK$1,260/mo
Today · 4.125%
HK$42,378
baseline
▲ 0.50% · 4.625%
HK$44,957
+HK$2,579/mo
Deposit HK$8.74M · loan HK$8.74M · min. income ≈ HK$84,756/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$655,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,363
−HK$2,397/mo
▼ 0.25% · 3.875%
HK$45,553
−HK$1,207/mo
Today · 4.125%
HK$46,760
baseline
▲ 0.50% · 4.625%
HK$49,225
+HK$2,465/mo
Deposit HK$8.74M · loan HK$8.74M · min. income ≈ HK$93,520/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$655,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,853
−HK$3,001/mo
▼ 0.25% · 3.875%
HK$49,341
−HK$1,513/mo
Today · 4.125%
HK$50,854
baseline
▲ 0.50% · 4.625%
HK$53,948
+HK$3,094/mo
Deposit HK$7.00M · loan HK$10.49M · min. income ≈ HK$101,708/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$655,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,236
−HK$2,876/mo
▼ 0.25% · 3.875%
HK$54,664
−HK$1,448/mo
Today · 4.125%
HK$56,112
baseline
▲ 0.50% · 4.625%
HK$59,070
+HK$2,958/mo
Deposit HK$7.00M · loan HK$10.49M · min. income ≈ HK$112,224/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$655,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,828
−HK$3,501/mo
▼ 0.25% · 3.875%
HK$57,565
−HK$1,764/mo
Today · 4.125%
HK$59,329
baseline
▲ 0.50% · 4.625%
HK$62,939
+HK$3,610/mo
Deposit HK$5.25M · loan HK$12.24M · min. income ≈ HK$118,658/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$655,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,108
−HK$3,356/mo
▼ 0.25% · 3.875%
HK$63,774
−HK$1,690/mo
Today · 4.125%
HK$65,464
baseline
▲ 0.50% · 4.625%
HK$68,915
+HK$3,451/mo
Deposit HK$5.25M · loan HK$12.24M · min. income ≈ HK$130,928/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$655,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,779
−HK$4,501/mo
▼ 0.25% · 3.875%
HK$74,012
−HK$2,268/mo
Today · 4.125%
HK$76,280
baseline
▲ 0.50% · 4.625%
HK$80,922
+HK$4,642/mo
Deposit HK$1.75M · loan HK$15.74M · min. income ≈ HK$152,560/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$655,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,854
−HK$4,314/mo
▼ 0.25% · 3.875%
HK$81,995
−HK$2,173/mo
Today · 4.125%
HK$84,168
baseline
▲ 0.50% · 4.625%
HK$88,605
+HK$4,437/mo
Deposit HK$1.75M · loan HK$15.74M · min. income ≈ HK$168,336/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$655,804 · Scale 2, in force from 26 Feb 2026)