LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,878
−HK$2,501/mo
▼ 0.25% · 3.875%
HK$41,119
−HK$1,260/mo
Today · 4.125%
HK$42,379
baseline
▲ 0.50% · 4.625%
HK$44,958
+HK$2,579/mo
Deposit HK$8.74M · loan HK$8.74M · min. income ≈ HK$84,758/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$655,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,364
−HK$2,397/mo
▼ 0.25% · 3.875%
HK$45,554
−HK$1,207/mo
Today · 4.125%
HK$46,761
baseline
▲ 0.50% · 4.625%
HK$49,226
+HK$2,465/mo
Deposit HK$8.74M · loan HK$8.74M · min. income ≈ HK$93,522/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$655,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,854
−HK$3,001/mo
▼ 0.25% · 3.875%
HK$49,342
−HK$1,513/mo
Today · 4.125%
HK$50,855
baseline
▲ 0.50% · 4.625%
HK$53,949
+HK$3,094/mo
Deposit HK$7.00M · loan HK$10.49M · min. income ≈ HK$101,710/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$655,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,237
−HK$2,876/mo
▼ 0.25% · 3.875%
HK$54,665
−HK$1,448/mo
Today · 4.125%
HK$56,113
baseline
▲ 0.50% · 4.625%
HK$59,071
+HK$2,958/mo
Deposit HK$7.00M · loan HK$10.49M · min. income ≈ HK$112,226/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$655,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,829
−HK$3,501/mo
▼ 0.25% · 3.875%
HK$57,566
−HK$1,764/mo
Today · 4.125%
HK$59,330
baseline
▲ 0.50% · 4.625%
HK$62,941
+HK$3,611/mo
Deposit HK$5.25M · loan HK$12.24M · min. income ≈ HK$118,660/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$655,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,110
−HK$3,355/mo
▼ 0.25% · 3.875%
HK$63,775
−HK$1,690/mo
Today · 4.125%
HK$65,465
baseline
▲ 0.50% · 4.625%
HK$68,916
+HK$3,451/mo
Deposit HK$5.25M · loan HK$12.24M · min. income ≈ HK$130,930/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$655,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,781
−HK$4,501/mo
▼ 0.25% · 3.875%
HK$74,014
−HK$2,268/mo
Today · 4.125%
HK$76,282
baseline
▲ 0.50% · 4.625%
HK$80,924
+HK$4,642/mo
Deposit HK$1.75M · loan HK$15.74M · min. income ≈ HK$152,564/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$655,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,855
−HK$4,315/mo
▼ 0.25% · 3.875%
HK$81,997
−HK$2,173/mo
Today · 4.125%
HK$84,170
baseline
▲ 0.50% · 4.625%
HK$88,606
+HK$4,436/mo
Deposit HK$1.75M · loan HK$15.74M · min. income ≈ HK$168,340/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$655,818 · Scale 2, in force from 26 Feb 2026)