LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,880
−HK$2,500/mo
▼ 0.25% · 3.875%
HK$41,120
−HK$1,260/mo
Today · 4.125%
HK$42,380
baseline
▲ 0.50% · 4.625%
HK$44,959
+HK$2,579/mo
Deposit HK$8.74M · loan HK$8.74M · min. income ≈ HK$84,760/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$655,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,366
−HK$2,397/mo
▼ 0.25% · 3.875%
HK$45,556
−HK$1,207/mo
Today · 4.125%
HK$46,763
baseline
▲ 0.50% · 4.625%
HK$49,228
+HK$2,465/mo
Deposit HK$8.74M · loan HK$8.74M · min. income ≈ HK$93,526/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$655,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,856
−HK$3,001/mo
▼ 0.25% · 3.875%
HK$49,344
−HK$1,513/mo
Today · 4.125%
HK$50,857
baseline
▲ 0.50% · 4.625%
HK$53,951
+HK$3,094/mo
Deposit HK$7.00M · loan HK$10.49M · min. income ≈ HK$101,714/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$655,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,239
−HK$2,876/mo
▼ 0.25% · 3.875%
HK$54,667
−HK$1,448/mo
Today · 4.125%
HK$56,115
baseline
▲ 0.50% · 4.625%
HK$59,073
+HK$2,958/mo
Deposit HK$7.00M · loan HK$10.49M · min. income ≈ HK$112,230/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$655,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,832
−HK$3,501/mo
▼ 0.25% · 3.875%
HK$57,568
−HK$1,765/mo
Today · 4.125%
HK$59,333
baseline
▲ 0.50% · 4.625%
HK$62,943
+HK$3,610/mo
Deposit HK$5.25M · loan HK$12.24M · min. income ≈ HK$118,666/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$655,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,112
−HK$3,356/mo
▼ 0.25% · 3.875%
HK$63,778
−HK$1,690/mo
Today · 4.125%
HK$65,468
baseline
▲ 0.50% · 4.625%
HK$68,919
+HK$3,451/mo
Deposit HK$5.25M · loan HK$12.24M · min. income ≈ HK$130,936/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$655,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,783
−HK$4,502/mo
▼ 0.25% · 3.875%
HK$74,016
−HK$2,269/mo
Today · 4.125%
HK$76,285
baseline
▲ 0.50% · 4.625%
HK$80,927
+HK$4,642/mo
Deposit HK$1.75M · loan HK$15.74M · min. income ≈ HK$152,570/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$655,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,858
−HK$4,315/mo
▼ 0.25% · 3.875%
HK$82,000
−HK$2,173/mo
Today · 4.125%
HK$84,173
baseline
▲ 0.50% · 4.625%
HK$88,610
+HK$4,437/mo
Deposit HK$1.75M · loan HK$15.74M · min. income ≈ HK$168,346/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$655,842 · Scale 2, in force from 26 Feb 2026)