LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,881
−HK$2,501/mo
▼ 0.25% · 3.875%
HK$41,121
−HK$1,261/mo
Today · 4.125%
HK$42,382
baseline
▲ 0.50% · 4.625%
HK$44,960
+HK$2,578/mo
Deposit HK$8.74M · loan HK$8.74M · min. income ≈ HK$84,764/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$655,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,367
−HK$2,397/mo
▼ 0.25% · 3.875%
HK$45,557
−HK$1,207/mo
Today · 4.125%
HK$46,764
baseline
▲ 0.50% · 4.625%
HK$49,229
+HK$2,465/mo
Deposit HK$8.74M · loan HK$8.74M · min. income ≈ HK$93,528/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$655,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,857
−HK$3,001/mo
▼ 0.25% · 3.875%
HK$49,346
−HK$1,512/mo
Today · 4.125%
HK$50,858
baseline
▲ 0.50% · 4.625%
HK$53,953
+HK$3,095/mo
Deposit HK$7.00M · loan HK$10.49M · min. income ≈ HK$101,716/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$655,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,240
−HK$2,877/mo
▼ 0.25% · 3.875%
HK$54,668
−HK$1,449/mo
Today · 4.125%
HK$56,117
baseline
▲ 0.50% · 4.625%
HK$59,075
+HK$2,958/mo
Deposit HK$7.00M · loan HK$10.49M · min. income ≈ HK$112,234/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$655,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,833
−HK$3,501/mo
▼ 0.25% · 3.875%
HK$57,570
−HK$1,764/mo
Today · 4.125%
HK$59,334
baseline
▲ 0.50% · 4.625%
HK$62,945
+HK$3,611/mo
Deposit HK$5.25M · loan HK$12.24M · min. income ≈ HK$118,668/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$655,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,114
−HK$3,356/mo
▼ 0.25% · 3.875%
HK$63,780
−HK$1,690/mo
Today · 4.125%
HK$65,470
baseline
▲ 0.50% · 4.625%
HK$68,921
+HK$3,451/mo
Deposit HK$5.25M · loan HK$12.24M · min. income ≈ HK$130,940/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$655,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,785
−HK$4,502/mo
▼ 0.25% · 3.875%
HK$74,018
−HK$2,269/mo
Today · 4.125%
HK$76,287
baseline
▲ 0.50% · 4.625%
HK$80,929
+HK$4,642/mo
Deposit HK$1.75M · loan HK$15.74M · min. income ≈ HK$152,574/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$655,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,860
−HK$4,315/mo
▼ 0.25% · 3.875%
HK$82,002
−HK$2,173/mo
Today · 4.125%
HK$84,175
baseline
▲ 0.50% · 4.625%
HK$88,612
+HK$4,437/mo
Deposit HK$1.75M · loan HK$15.74M · min. income ≈ HK$168,350/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$655,860 · Scale 2, in force from 26 Feb 2026)