LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,882
−HK$2,501/mo
▼ 0.25% · 3.875%
HK$41,123
−HK$1,260/mo
Today · 4.125%
HK$42,383
baseline
▲ 0.50% · 4.625%
HK$44,962
+HK$2,579/mo
Deposit HK$8.75M · loan HK$8.75M · min. income ≈ HK$84,766/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$655,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,369
−HK$2,397/mo
▼ 0.25% · 3.875%
HK$45,559
−HK$1,207/mo
Today · 4.125%
HK$46,766
baseline
▲ 0.50% · 4.625%
HK$49,231
+HK$2,465/mo
Deposit HK$8.75M · loan HK$8.75M · min. income ≈ HK$93,532/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$655,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,859
−HK$3,001/mo
▼ 0.25% · 3.875%
HK$49,348
−HK$1,512/mo
Today · 4.125%
HK$50,860
baseline
▲ 0.50% · 4.625%
HK$53,955
+HK$3,095/mo
Deposit HK$7.00M · loan HK$10.49M · min. income ≈ HK$101,720/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$655,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,243
−HK$2,876/mo
▼ 0.25% · 3.875%
HK$54,671
−HK$1,448/mo
Today · 4.125%
HK$56,119
baseline
▲ 0.50% · 4.625%
HK$59,077
+HK$2,958/mo
Deposit HK$7.00M · loan HK$10.49M · min. income ≈ HK$112,238/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$655,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,835
−HK$3,502/mo
▼ 0.25% · 3.875%
HK$57,572
−HK$1,765/mo
Today · 4.125%
HK$59,337
baseline
▲ 0.50% · 4.625%
HK$62,947
+HK$3,610/mo
Deposit HK$5.25M · loan HK$12.24M · min. income ≈ HK$118,674/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$655,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,116
−HK$3,356/mo
▼ 0.25% · 3.875%
HK$63,782
−HK$1,690/mo
Today · 4.125%
HK$65,472
baseline
▲ 0.50% · 4.625%
HK$68,923
+HK$3,451/mo
Deposit HK$5.25M · loan HK$12.24M · min. income ≈ HK$130,944/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$655,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,788
−HK$4,502/mo
▼ 0.25% · 3.875%
HK$74,021
−HK$2,269/mo
Today · 4.125%
HK$76,290
baseline
▲ 0.50% · 4.625%
HK$80,932
+HK$4,642/mo
Deposit HK$1.75M · loan HK$15.74M · min. income ≈ HK$152,580/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$655,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,864
−HK$4,315/mo
▼ 0.25% · 3.875%
HK$82,006
−HK$2,173/mo
Today · 4.125%
HK$84,179
baseline
▲ 0.50% · 4.625%
HK$88,616
+HK$4,437/mo
Deposit HK$1.75M · loan HK$15.74M · min. income ≈ HK$168,358/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$655,888 · Scale 2, in force from 26 Feb 2026)