LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,883
−HK$2,501/mo
▼ 0.25% · 3.875%
HK$41,124
−HK$1,260/mo
Today · 4.125%
HK$42,384
baseline
▲ 0.50% · 4.625%
HK$44,963
+HK$2,579/mo
Deposit HK$8.75M · loan HK$8.75M · min. income ≈ HK$84,768/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$655,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,369
−HK$2,398/mo
▼ 0.25% · 3.875%
HK$45,559
−HK$1,208/mo
Today · 4.125%
HK$46,767
baseline
▲ 0.50% · 4.625%
HK$49,232
+HK$2,465/mo
Deposit HK$8.75M · loan HK$8.75M · min. income ≈ HK$93,534/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$655,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,860
−HK$3,001/mo
▼ 0.25% · 3.875%
HK$49,348
−HK$1,513/mo
Today · 4.125%
HK$50,861
baseline
▲ 0.50% · 4.625%
HK$53,956
+HK$3,095/mo
Deposit HK$7.00M · loan HK$10.49M · min. income ≈ HK$101,722/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$655,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,243
−HK$2,877/mo
▼ 0.25% · 3.875%
HK$54,671
−HK$1,449/mo
Today · 4.125%
HK$56,120
baseline
▲ 0.50% · 4.625%
HK$59,078
+HK$2,958/mo
Deposit HK$7.00M · loan HK$10.49M · min. income ≈ HK$112,240/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$655,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,836
−HK$3,502/mo
▼ 0.25% · 3.875%
HK$57,573
−HK$1,765/mo
Today · 4.125%
HK$59,338
baseline
▲ 0.50% · 4.625%
HK$62,948
+HK$3,610/mo
Deposit HK$5.25M · loan HK$12.24M · min. income ≈ HK$118,676/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$655,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,117
−HK$3,356/mo
▼ 0.25% · 3.875%
HK$63,783
−HK$1,690/mo
Today · 4.125%
HK$65,473
baseline
▲ 0.50% · 4.625%
HK$68,924
+HK$3,451/mo
Deposit HK$5.25M · loan HK$12.24M · min. income ≈ HK$130,946/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$655,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,789
−HK$4,502/mo
▼ 0.25% · 3.875%
HK$74,022
−HK$2,269/mo
Today · 4.125%
HK$76,291
baseline
▲ 0.50% · 4.625%
HK$80,933
+HK$4,642/mo
Deposit HK$1.75M · loan HK$15.74M · min. income ≈ HK$152,582/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$655,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,865
−HK$4,315/mo
▼ 0.25% · 3.875%
HK$82,007
−HK$2,173/mo
Today · 4.125%
HK$84,180
baseline
▲ 0.50% · 4.625%
HK$88,617
+HK$4,437/mo
Deposit HK$1.75M · loan HK$15.74M · min. income ≈ HK$168,360/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$655,896 · Scale 2, in force from 26 Feb 2026)