LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,883
−HK$2,501/mo
▼ 0.25% · 3.875%
HK$41,124
−HK$1,260/mo
Today · 4.125%
HK$42,384
baseline
▲ 0.50% · 4.625%
HK$44,963
+HK$2,579/mo
Deposit HK$8.75M · loan HK$8.75M · min. income ≈ HK$84,768/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$655,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,370
−HK$2,397/mo
▼ 0.25% · 3.875%
HK$45,560
−HK$1,207/mo
Today · 4.125%
HK$46,767
baseline
▲ 0.50% · 4.625%
HK$49,232
+HK$2,465/mo
Deposit HK$8.75M · loan HK$8.75M · min. income ≈ HK$93,534/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$655,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,860
−HK$3,001/mo
▼ 0.25% · 3.875%
HK$49,349
−HK$1,512/mo
Today · 4.125%
HK$50,861
baseline
▲ 0.50% · 4.625%
HK$53,956
+HK$3,095/mo
Deposit HK$7.00M · loan HK$10.49M · min. income ≈ HK$101,722/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$655,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,244
−HK$2,876/mo
▼ 0.25% · 3.875%
HK$54,672
−HK$1,448/mo
Today · 4.125%
HK$56,120
baseline
▲ 0.50% · 4.625%
HK$59,078
+HK$2,958/mo
Deposit HK$7.00M · loan HK$10.49M · min. income ≈ HK$112,240/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$655,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,837
−HK$3,501/mo
▼ 0.25% · 3.875%
HK$57,573
−HK$1,765/mo
Today · 4.125%
HK$59,338
baseline
▲ 0.50% · 4.625%
HK$62,949
+HK$3,611/mo
Deposit HK$5.25M · loan HK$12.24M · min. income ≈ HK$118,676/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$655,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,118
−HK$3,356/mo
▼ 0.25% · 3.875%
HK$63,784
−HK$1,690/mo
Today · 4.125%
HK$65,474
baseline
▲ 0.50% · 4.625%
HK$68,925
+HK$3,451/mo
Deposit HK$5.25M · loan HK$12.24M · min. income ≈ HK$130,948/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$655,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,790
−HK$4,502/mo
▼ 0.25% · 3.875%
HK$74,023
−HK$2,269/mo
Today · 4.125%
HK$76,292
baseline
▲ 0.50% · 4.625%
HK$80,934
+HK$4,642/mo
Deposit HK$1.75M · loan HK$15.74M · min. income ≈ HK$152,584/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$655,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,866
−HK$4,314/mo
▼ 0.25% · 3.875%
HK$82,007
−HK$2,173/mo
Today · 4.125%
HK$84,180
baseline
▲ 0.50% · 4.625%
HK$88,618
+HK$4,438/mo
Deposit HK$1.75M · loan HK$15.74M · min. income ≈ HK$168,360/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$655,902 · Scale 2, in force from 26 Feb 2026)