LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,884
−HK$2,501/mo
▼ 0.25% · 3.875%
HK$41,124
−HK$1,261/mo
Today · 4.125%
HK$42,385
baseline
▲ 0.50% · 4.625%
HK$44,964
+HK$2,579/mo
Deposit HK$8.75M · loan HK$8.75M · min. income ≈ HK$84,770/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$655,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,370
−HK$2,398/mo
▼ 0.25% · 3.875%
HK$45,560
−HK$1,208/mo
Today · 4.125%
HK$46,768
baseline
▲ 0.50% · 4.625%
HK$49,233
+HK$2,465/mo
Deposit HK$8.75M · loan HK$8.75M · min. income ≈ HK$93,536/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$655,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,861
−HK$3,001/mo
▼ 0.25% · 3.875%
HK$49,349
−HK$1,513/mo
Today · 4.125%
HK$50,862
baseline
▲ 0.50% · 4.625%
HK$53,957
+HK$3,095/mo
Deposit HK$7.00M · loan HK$10.49M · min. income ≈ HK$101,724/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$655,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,245
−HK$2,876/mo
▼ 0.25% · 3.875%
HK$54,672
−HK$1,449/mo
Today · 4.125%
HK$56,121
baseline
▲ 0.50% · 4.625%
HK$59,079
+HK$2,958/mo
Deposit HK$7.00M · loan HK$10.49M · min. income ≈ HK$112,242/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$655,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,837
−HK$3,502/mo
▼ 0.25% · 3.875%
HK$57,574
−HK$1,765/mo
Today · 4.125%
HK$59,339
baseline
▲ 0.50% · 4.625%
HK$62,950
+HK$3,611/mo
Deposit HK$5.25M · loan HK$12.24M · min. income ≈ HK$118,678/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$655,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,119
−HK$3,356/mo
▼ 0.25% · 3.875%
HK$63,785
−HK$1,690/mo
Today · 4.125%
HK$65,475
baseline
▲ 0.50% · 4.625%
HK$68,926
+HK$3,451/mo
Deposit HK$5.25M · loan HK$12.24M · min. income ≈ HK$130,950/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$655,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,791
−HK$4,502/mo
▼ 0.25% · 3.875%
HK$74,024
−HK$2,269/mo
Today · 4.125%
HK$76,293
baseline
▲ 0.50% · 4.625%
HK$80,935
+HK$4,642/mo
Deposit HK$1.75M · loan HK$15.74M · min. income ≈ HK$152,586/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$655,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,867
−HK$4,315/mo
▼ 0.25% · 3.875%
HK$82,009
−HK$2,173/mo
Today · 4.125%
HK$84,182
baseline
▲ 0.50% · 4.625%
HK$88,619
+HK$4,437/mo
Deposit HK$1.75M · loan HK$15.74M · min. income ≈ HK$168,364/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$655,912 · Scale 2, in force from 26 Feb 2026)