LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,884
−HK$2,502/mo
▼ 0.25% · 3.875%
HK$41,125
−HK$1,261/mo
Today · 4.125%
HK$42,386
baseline
▲ 0.50% · 4.625%
HK$44,965
+HK$2,579/mo
Deposit HK$8.75M · loan HK$8.75M · min. income ≈ HK$84,772/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$655,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,371
−HK$2,397/mo
▼ 0.25% · 3.875%
HK$45,561
−HK$1,207/mo
Today · 4.125%
HK$46,768
baseline
▲ 0.50% · 4.625%
HK$49,234
+HK$2,466/mo
Deposit HK$8.75M · loan HK$8.75M · min. income ≈ HK$93,536/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$655,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,861
−HK$3,002/mo
▼ 0.25% · 3.875%
HK$49,350
−HK$1,513/mo
Today · 4.125%
HK$50,863
baseline
▲ 0.50% · 4.625%
HK$53,958
+HK$3,095/mo
Deposit HK$7.00M · loan HK$10.49M · min. income ≈ HK$101,726/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$655,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,245
−HK$2,877/mo
▼ 0.25% · 3.875%
HK$54,673
−HK$1,449/mo
Today · 4.125%
HK$56,122
baseline
▲ 0.50% · 4.625%
HK$59,080
+HK$2,958/mo
Deposit HK$7.00M · loan HK$10.49M · min. income ≈ HK$112,244/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$655,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,838
−HK$3,502/mo
▼ 0.25% · 3.875%
HK$57,575
−HK$1,765/mo
Today · 4.125%
HK$59,340
baseline
▲ 0.50% · 4.625%
HK$62,950
+HK$3,610/mo
Deposit HK$5.25M · loan HK$12.24M · min. income ≈ HK$118,680/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$655,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,119
−HK$3,357/mo
▼ 0.25% · 3.875%
HK$63,786
−HK$1,690/mo
Today · 4.125%
HK$65,476
baseline
▲ 0.50% · 4.625%
HK$68,927
+HK$3,451/mo
Deposit HK$5.25M · loan HK$12.24M · min. income ≈ HK$130,952/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$655,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,792
−HK$4,502/mo
▼ 0.25% · 3.875%
HK$74,025
−HK$2,269/mo
Today · 4.125%
HK$76,294
baseline
▲ 0.50% · 4.625%
HK$80,936
+HK$4,642/mo
Deposit HK$1.75M · loan HK$15.74M · min. income ≈ HK$152,588/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$655,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,868
−HK$4,315/mo
▼ 0.25% · 3.875%
HK$82,010
−HK$2,173/mo
Today · 4.125%
HK$84,183
baseline
▲ 0.50% · 4.625%
HK$88,620
+HK$4,437/mo
Deposit HK$1.75M · loan HK$15.74M · min. income ≈ HK$168,366/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$655,921 · Scale 2, in force from 26 Feb 2026)