LTV · monthly repayment
▼ 0.50% · 3.625%
HK$398,848
−HK$25,011/mo
▼ 0.25% · 3.875%
HK$411,254
−HK$12,605/mo
Today · 4.125%
HK$423,859
baseline
▲ 0.50% · 4.625%
HK$449,650
+HK$25,791/mo
Deposit HK$87.46M · loan HK$87.46M · min. income ≈ HK$847,718/mo (50% DSR)
Upfront cash ≈ HK$98.83M (deposit + AVD stamp duty HK$11,369,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$443,714
−HK$23,972/mo
▼ 0.25% · 3.875%
HK$455,614
−HK$12,072/mo
Today · 4.125%
HK$467,686
baseline
▲ 0.50% · 4.625%
HK$492,339
+HK$24,653/mo
Deposit HK$87.46M · loan HK$87.46M · min. income ≈ HK$935,372/mo (50% DSR)
Upfront cash ≈ HK$98.83M (deposit + AVD stamp duty HK$11,369,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$478,617
−HK$30,014/mo
▼ 0.25% · 3.875%
HK$493,505
−HK$15,126/mo
Today · 4.125%
HK$508,631
baseline
▲ 0.50% · 4.625%
HK$539,580
+HK$30,949/mo
Deposit HK$69.97M · loan HK$104.95M · min. income ≈ HK$1,017,262/mo (50% DSR)
Upfront cash ≈ HK$81.33M (deposit + AVD stamp duty HK$11,369,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$532,457
−HK$28,767/mo
▼ 0.25% · 3.875%
HK$546,737
−HK$14,487/mo
Today · 4.125%
HK$561,224
baseline
▲ 0.50% · 4.625%
HK$590,807
+HK$29,583/mo
Deposit HK$69.97M · loan HK$104.95M · min. income ≈ HK$1,122,448/mo (50% DSR)
Upfront cash ≈ HK$81.33M (deposit + AVD stamp duty HK$11,369,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$558,387
−HK$35,015/mo
▼ 0.25% · 3.875%
HK$575,756
−HK$17,646/mo
Today · 4.125%
HK$593,402
baseline
▲ 0.50% · 4.625%
HK$629,509
+HK$36,107/mo
Deposit HK$52.47M · loan HK$122.44M · min. income ≈ HK$1,186,804/mo (50% DSR)
Upfront cash ≈ HK$63.84M (deposit + AVD stamp duty HK$11,369,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$621,199
−HK$33,562/mo
▼ 0.25% · 3.875%
HK$637,860
−HK$16,901/mo
Today · 4.125%
HK$654,761
baseline
▲ 0.50% · 4.625%
HK$689,274
+HK$34,513/mo
Deposit HK$52.47M · loan HK$122.44M · min. income ≈ HK$1,309,522/mo (50% DSR)
Upfront cash ≈ HK$63.84M (deposit + AVD stamp duty HK$11,369,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$717,926
−HK$45,020/mo
▼ 0.25% · 3.875%
HK$740,257
−HK$22,689/mo
Today · 4.125%
HK$762,946
baseline
▲ 0.50% · 4.625%
HK$809,369
+HK$46,423/mo
Deposit HK$17.49M · loan HK$157.42M · min. income ≈ HK$1,525,892/mo (50% DSR)
Upfront cash ≈ HK$28.86M (deposit + AVD stamp duty HK$11,369,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$798,685
−HK$43,151/mo
▼ 0.25% · 3.875%
HK$820,105
−HK$21,731/mo
Today · 4.125%
HK$841,836
baseline
▲ 0.50% · 4.625%
HK$886,210
+HK$44,374/mo
Deposit HK$17.49M · loan HK$157.42M · min. income ≈ HK$1,683,672/mo (50% DSR)
Upfront cash ≈ HK$28.86M (deposit + AVD stamp duty HK$11,369,376 · Scale 2, in force from 26 Feb 2026)