LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,886
−HK$2,501/mo
▼ 0.25% · 3.875%
HK$41,126
−HK$1,261/mo
Today · 4.125%
HK$42,387
baseline
▲ 0.50% · 4.625%
HK$44,966
+HK$2,579/mo
Deposit HK$8.75M · loan HK$8.75M · min. income ≈ HK$84,774/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$655,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,372
−HK$2,398/mo
▼ 0.25% · 3.875%
HK$45,562
−HK$1,208/mo
Today · 4.125%
HK$46,770
baseline
▲ 0.50% · 4.625%
HK$49,235
+HK$2,465/mo
Deposit HK$8.75M · loan HK$8.75M · min. income ≈ HK$93,540/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$655,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,863
−HK$3,001/mo
▼ 0.25% · 3.875%
HK$49,352
−HK$1,512/mo
Today · 4.125%
HK$50,864
baseline
▲ 0.50% · 4.625%
HK$53,959
+HK$3,095/mo
Deposit HK$7.00M · loan HK$10.50M · min. income ≈ HK$101,728/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$655,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,247
−HK$2,877/mo
▼ 0.25% · 3.875%
HK$54,675
−HK$1,449/mo
Today · 4.125%
HK$56,124
baseline
▲ 0.50% · 4.625%
HK$59,082
+HK$2,958/mo
Deposit HK$7.00M · loan HK$10.50M · min. income ≈ HK$112,248/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$655,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,840
−HK$3,502/mo
▼ 0.25% · 3.875%
HK$57,577
−HK$1,765/mo
Today · 4.125%
HK$59,342
baseline
▲ 0.50% · 4.625%
HK$62,952
+HK$3,610/mo
Deposit HK$5.25M · loan HK$12.24M · min. income ≈ HK$118,684/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$655,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,121
−HK$3,357/mo
▼ 0.25% · 3.875%
HK$63,787
−HK$1,691/mo
Today · 4.125%
HK$65,478
baseline
▲ 0.50% · 4.625%
HK$68,929
+HK$3,451/mo
Deposit HK$5.25M · loan HK$12.24M · min. income ≈ HK$130,956/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$655,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,794
−HK$4,502/mo
▼ 0.25% · 3.875%
HK$74,027
−HK$2,269/mo
Today · 4.125%
HK$76,296
baseline
▲ 0.50% · 4.625%
HK$80,939
+HK$4,643/mo
Deposit HK$1.75M · loan HK$15.74M · min. income ≈ HK$152,592/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$655,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,870
−HK$4,315/mo
▼ 0.25% · 3.875%
HK$82,012
−HK$2,173/mo
Today · 4.125%
HK$84,185
baseline
▲ 0.50% · 4.625%
HK$88,623
+HK$4,438/mo
Deposit HK$1.75M · loan HK$15.74M · min. income ≈ HK$168,370/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$655,941 · Scale 2, in force from 26 Feb 2026)