LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,887
−HK$2,501/mo
▼ 0.25% · 3.875%
HK$41,128
−HK$1,260/mo
Today · 4.125%
HK$42,388
baseline
▲ 0.50% · 4.625%
HK$44,968
+HK$2,580/mo
Deposit HK$8.75M · loan HK$8.75M · min. income ≈ HK$84,776/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$655,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,374
−HK$2,397/mo
▼ 0.25% · 3.875%
HK$45,564
−HK$1,207/mo
Today · 4.125%
HK$46,771
baseline
▲ 0.50% · 4.625%
HK$49,237
+HK$2,466/mo
Deposit HK$8.75M · loan HK$8.75M · min. income ≈ HK$93,542/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$655,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,865
−HK$3,001/mo
▼ 0.25% · 3.875%
HK$49,353
−HK$1,513/mo
Today · 4.125%
HK$50,866
baseline
▲ 0.50% · 4.625%
HK$53,961
+HK$3,095/mo
Deposit HK$7.00M · loan HK$10.50M · min. income ≈ HK$101,732/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$655,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,249
−HK$2,877/mo
▼ 0.25% · 3.875%
HK$54,677
−HK$1,449/mo
Today · 4.125%
HK$56,126
baseline
▲ 0.50% · 4.625%
HK$59,084
+HK$2,958/mo
Deposit HK$7.00M · loan HK$10.50M · min. income ≈ HK$112,252/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$655,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,842
−HK$3,502/mo
▼ 0.25% · 3.875%
HK$57,579
−HK$1,765/mo
Today · 4.125%
HK$59,344
baseline
▲ 0.50% · 4.625%
HK$62,955
+HK$3,611/mo
Deposit HK$5.25M · loan HK$12.24M · min. income ≈ HK$118,688/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$655,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,124
−HK$3,356/mo
▼ 0.25% · 3.875%
HK$63,790
−HK$1,690/mo
Today · 4.125%
HK$65,480
baseline
▲ 0.50% · 4.625%
HK$68,932
+HK$3,452/mo
Deposit HK$5.25M · loan HK$12.24M · min. income ≈ HK$130,960/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$655,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,797
−HK$4,502/mo
▼ 0.25% · 3.875%
HK$74,030
−HK$2,269/mo
Today · 4.125%
HK$76,299
baseline
▲ 0.50% · 4.625%
HK$80,942
+HK$4,643/mo
Deposit HK$1.75M · loan HK$15.74M · min. income ≈ HK$152,598/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$655,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,873
−HK$4,316/mo
▼ 0.25% · 3.875%
HK$82,016
−HK$2,173/mo
Today · 4.125%
HK$84,189
baseline
▲ 0.50% · 4.625%
HK$88,626
+HK$4,437/mo
Deposit HK$1.75M · loan HK$15.74M · min. income ≈ HK$168,378/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$655,966 · Scale 2, in force from 26 Feb 2026)