LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,889
−HK$2,501/mo
▼ 0.25% · 3.875%
HK$41,129
−HK$1,261/mo
Today · 4.125%
HK$42,390
baseline
▲ 0.50% · 4.625%
HK$44,969
+HK$2,579/mo
Deposit HK$8.75M · loan HK$8.75M · min. income ≈ HK$84,780/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$655,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,376
−HK$2,397/mo
▼ 0.25% · 3.875%
HK$45,566
−HK$1,207/mo
Today · 4.125%
HK$46,773
baseline
▲ 0.50% · 4.625%
HK$49,239
+HK$2,466/mo
Deposit HK$8.75M · loan HK$8.75M · min. income ≈ HK$93,546/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$655,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,866
−HK$3,002/mo
▼ 0.25% · 3.875%
HK$49,355
−HK$1,513/mo
Today · 4.125%
HK$50,868
baseline
▲ 0.50% · 4.625%
HK$53,963
+HK$3,095/mo
Deposit HK$7.00M · loan HK$10.50M · min. income ≈ HK$101,736/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$655,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,251
−HK$2,877/mo
▼ 0.25% · 3.875%
HK$54,679
−HK$1,449/mo
Today · 4.125%
HK$56,128
baseline
▲ 0.50% · 4.625%
HK$59,086
+HK$2,958/mo
Deposit HK$7.00M · loan HK$10.50M · min. income ≈ HK$112,256/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$655,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,844
−HK$3,502/mo
▼ 0.25% · 3.875%
HK$57,581
−HK$1,765/mo
Today · 4.125%
HK$59,346
baseline
▲ 0.50% · 4.625%
HK$62,957
+HK$3,611/mo
Deposit HK$5.25M · loan HK$12.25M · min. income ≈ HK$118,692/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$655,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,126
−HK$3,356/mo
▼ 0.25% · 3.875%
HK$63,792
−HK$1,690/mo
Today · 4.125%
HK$65,482
baseline
▲ 0.50% · 4.625%
HK$68,934
+HK$3,452/mo
Deposit HK$5.25M · loan HK$12.25M · min. income ≈ HK$130,964/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$655,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,799
−HK$4,503/mo
▼ 0.25% · 3.875%
HK$74,033
−HK$2,269/mo
Today · 4.125%
HK$76,302
baseline
▲ 0.50% · 4.625%
HK$80,945
+HK$4,643/mo
Deposit HK$1.75M · loan HK$15.74M · min. income ≈ HK$152,604/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$655,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,876
−HK$4,315/mo
▼ 0.25% · 3.875%
HK$82,018
−HK$2,173/mo
Today · 4.125%
HK$84,191
baseline
▲ 0.50% · 4.625%
HK$88,629
+HK$4,438/mo
Deposit HK$1.75M · loan HK$15.74M · min. income ≈ HK$168,382/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$655,988 · Scale 2, in force from 26 Feb 2026)