LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,890
−HK$2,501/mo
▼ 0.25% · 3.875%
HK$41,130
−HK$1,261/mo
Today · 4.125%
HK$42,391
baseline
▲ 0.50% · 4.625%
HK$44,970
+HK$2,579/mo
Deposit HK$8.75M · loan HK$8.75M · min. income ≈ HK$84,782/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$656,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,377
−HK$2,397/mo
▼ 0.25% · 3.875%
HK$45,567
−HK$1,207/mo
Today · 4.125%
HK$46,774
baseline
▲ 0.50% · 4.625%
HK$49,240
+HK$2,466/mo
Deposit HK$8.75M · loan HK$8.75M · min. income ≈ HK$93,548/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$656,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,868
−HK$3,001/mo
▼ 0.25% · 3.875%
HK$49,357
−HK$1,512/mo
Today · 4.125%
HK$50,869
baseline
▲ 0.50% · 4.625%
HK$53,965
+HK$3,096/mo
Deposit HK$7.00M · loan HK$10.50M · min. income ≈ HK$101,738/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$656,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,252
−HK$2,877/mo
▼ 0.25% · 3.875%
HK$54,680
−HK$1,449/mo
Today · 4.125%
HK$56,129
baseline
▲ 0.50% · 4.625%
HK$59,088
+HK$2,959/mo
Deposit HK$7.00M · loan HK$10.50M · min. income ≈ HK$112,258/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$656,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,846
−HK$3,502/mo
▼ 0.25% · 3.875%
HK$57,583
−HK$1,765/mo
Today · 4.125%
HK$59,348
baseline
▲ 0.50% · 4.625%
HK$62,959
+HK$3,611/mo
Deposit HK$5.25M · loan HK$12.25M · min. income ≈ HK$118,696/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$656,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,128
−HK$3,356/mo
▼ 0.25% · 3.875%
HK$63,794
−HK$1,690/mo
Today · 4.125%
HK$65,484
baseline
▲ 0.50% · 4.625%
HK$68,936
+HK$3,452/mo
Deposit HK$5.25M · loan HK$12.25M · min. income ≈ HK$130,968/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$656,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,801
−HK$4,503/mo
▼ 0.25% · 3.875%
HK$74,035
−HK$2,269/mo
Today · 4.125%
HK$76,304
baseline
▲ 0.50% · 4.625%
HK$80,947
+HK$4,643/mo
Deposit HK$1.75M · loan HK$15.74M · min. income ≈ HK$152,608/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$656,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,878
−HK$4,316/mo
▼ 0.25% · 3.875%
HK$82,021
−HK$2,173/mo
Today · 4.125%
HK$84,194
baseline
▲ 0.50% · 4.625%
HK$88,632
+HK$4,438/mo
Deposit HK$1.75M · loan HK$15.74M · min. income ≈ HK$168,388/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$656,007 · Scale 2, in force from 26 Feb 2026)