LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,890
−HK$2,502/mo
▼ 0.25% · 3.875%
HK$41,131
−HK$1,261/mo
Today · 4.125%
HK$42,392
baseline
▲ 0.50% · 4.625%
HK$44,971
+HK$2,579/mo
Deposit HK$8.75M · loan HK$8.75M · min. income ≈ HK$84,784/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$656,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,378
−HK$2,397/mo
▼ 0.25% · 3.875%
HK$45,568
−HK$1,207/mo
Today · 4.125%
HK$46,775
baseline
▲ 0.50% · 4.625%
HK$49,241
+HK$2,466/mo
Deposit HK$8.75M · loan HK$8.75M · min. income ≈ HK$93,550/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$656,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,868
−HK$3,002/mo
▼ 0.25% · 3.875%
HK$49,357
−HK$1,513/mo
Today · 4.125%
HK$50,870
baseline
▲ 0.50% · 4.625%
HK$53,965
+HK$3,095/mo
Deposit HK$7.00M · loan HK$10.50M · min. income ≈ HK$101,740/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$656,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,253
−HK$2,877/mo
▼ 0.25% · 3.875%
HK$54,681
−HK$1,449/mo
Today · 4.125%
HK$56,130
baseline
▲ 0.50% · 4.625%
HK$59,089
+HK$2,959/mo
Deposit HK$7.00M · loan HK$10.50M · min. income ≈ HK$112,260/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$656,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,846
−HK$3,502/mo
▼ 0.25% · 3.875%
HK$57,584
−HK$1,764/mo
Today · 4.125%
HK$59,348
baseline
▲ 0.50% · 4.625%
HK$62,960
+HK$3,612/mo
Deposit HK$5.25M · loan HK$12.25M · min. income ≈ HK$118,696/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$656,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,129
−HK$3,356/mo
▼ 0.25% · 3.875%
HK$63,795
−HK$1,690/mo
Today · 4.125%
HK$65,485
baseline
▲ 0.50% · 4.625%
HK$68,937
+HK$3,452/mo
Deposit HK$5.25M · loan HK$12.25M · min. income ≈ HK$130,970/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$656,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,802
−HK$4,503/mo
▼ 0.25% · 3.875%
HK$74,036
−HK$2,269/mo
Today · 4.125%
HK$76,305
baseline
▲ 0.50% · 4.625%
HK$80,948
+HK$4,643/mo
Deposit HK$1.75M · loan HK$15.74M · min. income ≈ HK$152,610/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$656,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,880
−HK$4,315/mo
▼ 0.25% · 3.875%
HK$82,022
−HK$2,173/mo
Today · 4.125%
HK$84,195
baseline
▲ 0.50% · 4.625%
HK$88,633
+HK$4,438/mo
Deposit HK$1.75M · loan HK$15.74M · min. income ≈ HK$168,390/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$656,017 · Scale 2, in force from 26 Feb 2026)