LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,891
−HK$2,501/mo
▼ 0.25% · 3.875%
HK$41,132
−HK$1,260/mo
Today · 4.125%
HK$42,392
baseline
▲ 0.50% · 4.625%
HK$44,972
+HK$2,580/mo
Deposit HK$8.75M · loan HK$8.75M · min. income ≈ HK$84,784/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$656,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,378
−HK$2,398/mo
▼ 0.25% · 3.875%
HK$45,568
−HK$1,208/mo
Today · 4.125%
HK$46,776
baseline
▲ 0.50% · 4.625%
HK$49,241
+HK$2,465/mo
Deposit HK$8.75M · loan HK$8.75M · min. income ≈ HK$93,552/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$656,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,869
−HK$3,002/mo
▼ 0.25% · 3.875%
HK$49,358
−HK$1,513/mo
Today · 4.125%
HK$50,871
baseline
▲ 0.50% · 4.625%
HK$53,966
+HK$3,095/mo
Deposit HK$7.00M · loan HK$10.50M · min. income ≈ HK$101,742/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$656,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,254
−HK$2,877/mo
▼ 0.25% · 3.875%
HK$54,682
−HK$1,449/mo
Today · 4.125%
HK$56,131
baseline
▲ 0.50% · 4.625%
HK$59,089
+HK$2,958/mo
Deposit HK$7.00M · loan HK$10.50M · min. income ≈ HK$112,262/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$656,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,847
−HK$3,502/mo
▼ 0.25% · 3.875%
HK$57,584
−HK$1,765/mo
Today · 4.125%
HK$59,349
baseline
▲ 0.50% · 4.625%
HK$62,960
+HK$3,611/mo
Deposit HK$5.25M · loan HK$12.25M · min. income ≈ HK$118,698/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$656,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,129
−HK$3,357/mo
▼ 0.25% · 3.875%
HK$63,795
−HK$1,691/mo
Today · 4.125%
HK$65,486
baseline
▲ 0.50% · 4.625%
HK$68,938
+HK$3,452/mo
Deposit HK$5.25M · loan HK$12.25M · min. income ≈ HK$130,972/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$656,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,803
−HK$4,503/mo
▼ 0.25% · 3.875%
HK$74,037
−HK$2,269/mo
Today · 4.125%
HK$76,306
baseline
▲ 0.50% · 4.625%
HK$80,949
+HK$4,643/mo
Deposit HK$1.75M · loan HK$15.74M · min. income ≈ HK$152,612/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$656,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,880
−HK$4,316/mo
▼ 0.25% · 3.875%
HK$82,023
−HK$2,173/mo
Today · 4.125%
HK$84,196
baseline
▲ 0.50% · 4.625%
HK$88,634
+HK$4,438/mo
Deposit HK$1.75M · loan HK$15.74M · min. income ≈ HK$168,392/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$656,024 · Scale 2, in force from 26 Feb 2026)