LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,891
−HK$2,502/mo
▼ 0.25% · 3.875%
HK$41,132
−HK$1,261/mo
Today · 4.125%
HK$42,393
baseline
▲ 0.50% · 4.625%
HK$44,972
+HK$2,579/mo
Deposit HK$8.75M · loan HK$8.75M · min. income ≈ HK$84,786/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$656,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,378
−HK$2,398/mo
▼ 0.25% · 3.875%
HK$45,569
−HK$1,207/mo
Today · 4.125%
HK$46,776
baseline
▲ 0.50% · 4.625%
HK$49,242
+HK$2,466/mo
Deposit HK$8.75M · loan HK$8.75M · min. income ≈ HK$93,552/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$656,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,869
−HK$3,002/mo
▼ 0.25% · 3.875%
HK$49,358
−HK$1,513/mo
Today · 4.125%
HK$50,871
baseline
▲ 0.50% · 4.625%
HK$53,966
+HK$3,095/mo
Deposit HK$7.00M · loan HK$10.50M · min. income ≈ HK$101,742/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$656,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,254
−HK$2,877/mo
▼ 0.25% · 3.875%
HK$54,682
−HK$1,449/mo
Today · 4.125%
HK$56,131
baseline
▲ 0.50% · 4.625%
HK$59,090
+HK$2,959/mo
Deposit HK$7.00M · loan HK$10.50M · min. income ≈ HK$112,262/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$656,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,847
−HK$3,503/mo
▼ 0.25% · 3.875%
HK$57,585
−HK$1,765/mo
Today · 4.125%
HK$59,350
baseline
▲ 0.50% · 4.625%
HK$62,961
+HK$3,611/mo
Deposit HK$5.25M · loan HK$12.25M · min. income ≈ HK$118,700/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$656,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,130
−HK$3,356/mo
▼ 0.25% · 3.875%
HK$63,796
−HK$1,690/mo
Today · 4.125%
HK$65,486
baseline
▲ 0.50% · 4.625%
HK$68,938
+HK$3,452/mo
Deposit HK$5.25M · loan HK$12.25M · min. income ≈ HK$130,972/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$656,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,804
−HK$4,503/mo
▼ 0.25% · 3.875%
HK$74,037
−HK$2,270/mo
Today · 4.125%
HK$76,307
baseline
▲ 0.50% · 4.625%
HK$80,950
+HK$4,643/mo
Deposit HK$1.75M · loan HK$15.74M · min. income ≈ HK$152,614/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$656,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,881
−HK$4,316/mo
▼ 0.25% · 3.875%
HK$82,023
−HK$2,174/mo
Today · 4.125%
HK$84,197
baseline
▲ 0.50% · 4.625%
HK$88,635
+HK$4,438/mo
Deposit HK$1.75M · loan HK$15.74M · min. income ≈ HK$168,394/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$656,029 · Scale 2, in force from 26 Feb 2026)